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$629,900

3415 BRUCE STREET

Terrace · MLS® R3170312

3 bed · 2 bath · 1,408 sq ft · 9,469 sq ft lot

House · Single Family · built 2023 · 9 days on market

Listed by Suzanne Gleason, RE/MAX Coast Mountains

Realtor's description

Welcome to this newer, modern, 3 bedroom, 2 bathroom rancher offering premium finishings situated on a quiet no-thru street within walking distance to town and schools. You will be impressed with all the extras throughout. Quartz counter tops stainless steel appliances, BI Dishwasher and access to garage off kitchen area. Covered concrete patio off dining room opens onto fenced back yard. Stunning master suite with lovely tiled ensuite and good size walk-in closet. 2 more generous bedrooms and another 4 piece tiled main bath have been well thought-out. Extra wide hall will accommodate a wheel chair if needed and 9 ft ceilings give it the feeling of space. Large 20x20 ft garage has access to yard. Mature cherry tree, double 20x20 garage, concrete driveway, Swift River build.

Property details

Type: House, Single Family
Bedrooms: 3
Bathrooms: 2
Living area: 1,408 sq ft
Lot: 9,469 sq ft
Parking: 0
Year built: 2023
Property tax: $5,143 / yr
Days on market: 9
MLS®: R3170312

Features

Refrigerator
Dishwasher
Stove
Washer/Dryer Combo

Price check

2026 assessment: $562,000 · asking is +12%
Price per sq ft: $447 vs $277 median for houses in Terrace for sale (100)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 9 days

The market here

Listed now: 48 days; median for 100 houses for sale; this one 9 days

Houses in Terrace. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$3,173/mo

Mortgage $2,744 · Tax $429

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,744/ monthly

loan $503,920

25-year amortization

down payment20% · $125,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $319,404
property transfer tax: $10,598; BC general rate
cash to close: $136,578; down + PTT
total paid: $823,324

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.