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$649,999

3561 COTTONWOOD CRESCENT

Terrace · MLS® R3157696

3 bed · 3 bath · 1,809 sq ft · 9,826 sq ft lot

House · Single Family · built 2008 · 48 days on market

Listed by Helena Samzadeh, RE/MAX Coast Mountains

Realtor's description

This 3 bedroom home was built with love and it shows. The open layout makes the home feel bright and spacious. There have been many updates including fresh paint and new flooring, with beautiful hardwood underneath if you ever want to bring it back. The primary bedroom has its own ensuite. The main bathroom features heated tile floors, a soaker tub and separate shower. The home has a heat pump for year-round comfort. Outside you’ll find a fenced yard and a shop for storage, projects or hobbies. The garage also has extra storage/hangout space above. Come have a look—you might just find the home you’ve been looking for!

Property details

Type: House, Single Family
Bedrooms: 3
Bathrooms: 3
Living area: 1,809 sq ft
Lot: 9,826 sq ft
Parking: 0
Year built: 2008
Property tax: $4,617 / yr
Days on market: 48
MLS®: R3157696

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

Above typical for the area (+27%)

2026 assessment: $614,000 · asking is +5.9%
Price per sq ft: $359 vs $282 median for houses in Terrace for sale (102)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 48 days · no price changes so far

The market here

Listed now: 47 days; median for 102 houses for sale; this one 48 days

Houses in Terrace. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$3,217/mo

Mortgage $2,832 · Tax $385

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,832/ monthly

loan $519,999

25-year amortization

down payment20% · $130,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $329,596
property transfer tax: $11,000; BC general rate
cash to close: $141,000; down + PTT
total paid: $849,595

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.