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$119,900

409 8507 86 STREET

Fort St. John · MLS® R3157139

2 bed · 1 bath · 765 sq ft · 0 parking

Condo · Single Family · built 2007 · 49 days on market

Listed by Dan Petersen, RE/MAX Action Realty Inc

Realtor's description

A well-maintained 2-bedroom apartment on the 4th floor, with a view! This property has in-suite laundry, hot water heating, and comes with all the furnishings. A great place to have your home!

Property details

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 1
Living area: 765 sq ft
Parking: 0
Year built: 2007
Property tax: $1,264 / yr
Days on market: 49
MLS®: R3157139

Price check

Below typical for the area (-25%)

2026 assessment: $132,400 · asking is -9.4%
Price per sq ft: $157 vs $209 median for condos in Fort St. John for sale (15)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 49 days

The market here

Listed now: 49 days; median for 15 condos for sale; this one 49 days

Condos in Fort St. John. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$628/mo

Mortgage $522 · Tax $105

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$522/ monthly

loan $95,920

25-year amortization

down payment20% · $23,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $60,798
property transfer tax: $1,199; BC general rate
cash to close: $25,179; down + PTT
total paid: $156,718

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,196/mo
After all costs: $438/mo
Cap rate: 9.6%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $522 · tax $105 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Fort St. John (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Fort St. JohnGoogle Maps ↗

Location

Fort St. JohnGoogle Maps ↗

Good to know

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas