1 / 27

$1,399,000

4529 SAVOY STREET

Delta · MLS® R3165391

4 bed · 3 bath · 2,941 sq ft · 9,000 sq ft lot · 6 parking

House · Single Family · built 1977 · 24 days on market

Listed by Mike Moor, Century 21 Coastal Realty Ltd.

Realtor's description

Fantastic development property on a massive 9000 SF rectangular lot with 74ft frontage. Potential 2 lot Sub-division property with front & lane access. City of Delta is modifying and finalizing zoning requirements in efforts to increase density. Each lot on this property may potentially allow for duplex, fourplex or mixed use (Buyer to verify with City). Main floor has 3 bedrooms with a large living/eating area, below there is a 1 bedroom mortgage helper and a large rec-room. Conveniently located near schools, transit and shopping.

Property details

Type: House, Single Family
Bedrooms: 4
Bathrooms: 3
Living area: 2,941 sq ft
Lot: 9,000 sq ft
Parking: 6
Year built: 1977
Property tax: $5,570 / yr
Days on market: 24
MLS®: R3165391

Features

Refrigerator
Stove
Washer & Dryer

Price check

Below typical for the area (-19%)

2026 assessment: $1,442,000 · asking is -3.0%
Price per sq ft: $476 vs $585 median for houses in Delta for sale (411)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 24 days · no price changes so far

The market here

Listed now: 58 days; median for 418 houses for sale; this one 24 days

Houses in Delta. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,442,000	$5,843

The listing shows $5,570 a year in property tax.

Estimate: the BC Assessment value times Delta's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$6,559/mo

Mortgage $6,095 · Tax $464

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,095/ monthly

loan $1,119,200

25-year amortization

down payment20% · $279,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $709,393
property transfer tax: $25,980; BC general rate
cash to close: $305,780; down + PTT
total paid: $1,828,593

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,550/mo
Your cost after the suite: $5,308/mo; vs $6,734 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $6,095 · tax $464 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Delta (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Lot outline: 836 m² (8,999 sq ft) · PID 001-555-731. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

DeltaGoogle Maps ↗

Location

DeltaGoogle Maps ↗

Schools

Catchment schools, Delta School District 37

Elementary Port Guichon Elementaryhomes in this catchment
400 m away · 4381 46a St, Delta · 604-946-0321
Secondary Delta Secondaryhomes in this catchment
1.1 km away · 4615 51 St, Delta · 604-946-4194

From the Delta School District 37's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. Sign in (email only) and they follow you to every device.