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$639,000

4654 COPPER RIVER ROAD

Terrace · MLS® R3155182

4 bed · 3 bath · 1,930 sq ft · 9,600 sq ft lot

House · Single Family · built 2022 · 56 days on market

Listed by Helena Samzadeh, RE/MAX Coast Mountains

Realtor's description

Welcome to this impressive 2022-built home in Copper Estates, complete with a newer 22'x27' detached shop! The shop features 10' ceilings, a 16'x9' overhead door, and plenty of room for projects, storage, or toys. The fully fenced yard creates great space for kids and dogs to enjoy. Upstairs, the bright and spacious main living area offers excellent privacy, 3 bedrooms, 2 bathrooms, and easy access to the sundeck and backyard. The lower level adds even more versatility with a large rec room, 4th bedroom, 2-piece bath, and direct backyard access. A great setup for families, home offices, and those needing extra space!

Property details

Type: House, Single Family
Bedrooms: 4
Bathrooms: 3
Living area: 1,930 sq ft
Lot: 9,600 sq ft
Parking: 0
Year built: 2022
Property tax: $4,599 / yr
Days on market: 56
MLS®: R3155182

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

Above typical for the area (+17%)

2026 assessment: $575,400 · asking is +11%
Price per sq ft: $331 vs $282 median for houses in Terrace for sale (102)
Last sold: $569,900 · May 1, 2025

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 56 days · no price changes so far

The market here

Listed now: 47 days; median for 102 houses for sale; this one 56 days

Houses in Terrace. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$3,167/mo

Mortgage $2,784 · Tax $383

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,784/ monthly

loan $511,200

25-year amortization

down payment20% · $127,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $324,019
property transfer tax: $10,780; BC general rate
cash to close: $138,580; down + PTT
total paid: $835,219

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

TerraceGoogle Maps ↗

Location

TerraceGoogle Maps ↗

Good to know

Floodplain
This address is within a designated floodplain on the provincial floodplain maps (Zymoetz (Copper) River). Local rules can set things like minimum floor heights; the municipality can confirm what applies.
Source: Province of BC, Mapped Floodplains in BC

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

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