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$499,000

512 14778 106 AVENUE

Surrey · MLS® R3086507

2 bed · 1 bath · 648 sq ft · 1 parking

Condo · Single Family · built 2026 · 245 days on market

Listed by Alamgir Khan, Royal LePage Global Force Realty

Realtor's description

Brand New Junior 2-Bedroom Condo at Guildford, The Greatest! Bright and modern home offering 648 sq. ft. of well-designed living space plus a balcony. Features a functional open-concept layout with contemporary finishes throughout. Includes 1 parking stall and 1 storage locker. Prime location just steps from Guildford Town Centre, parks, Superstore, and public transit, with easy access to shopping, recreation, and schools. Ideal for first-time buyers or investors. Move-in ready! Open house this Sunday Feb 15 ( 2pm to 4pm).

Property details

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 1
Living area: 648 sq ft
Parking: 1
Year built: 2026
Strata fee: $356 / mo ($0.55 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed
Days on market: 245
MLS®: R3086507

Features

Pets Allowed With Restrictions
Rentals Allowed
Washer
Refrigerator
Dishwasher
Stove

Price check

Above typical for the area (+15%)

2026 assessment: $20,902,000 · asking is -98%
Price per sq ft: $770 vs $671 median for condos in Surrey for sale (989)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 245 days · no price changes so far

The market here

Listed now: 64 days; median for 990 condos for sale; this one 245 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$20,902,000	$71,638

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$2,530/mo

Mortgage $2,174 · Strata $356

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$2,174/ monthly

loan $399,200

25-year amortization

down payment20% · $99,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 8, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $253,029
property transfer tax: $7,980; BC general rate
cash to close: $107,780; down + PTT
total paid: $652,229

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,872/mo
After all costs: −$843/mo
Cap rate: 3.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,174 · strata $356 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Hjorth Road Elementaryhomes in this catchment
400 m away · 14781 104 Ave, Surrey · 604-581-2327
Secondary Guildford Park Secondaryhomes in this catchment
400 m away · 10707 146 St, Surrey · 604-588-7601

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for a 46 storey, 602 unit building
370 m away · 2025 · under review
Official Community Plan (OCP) from Low Rise I to High Rise I; Rezoning from MR6 (Low-Rise (4 Storey) Apartment Zone) to Comprehensive Development (CD) based on MR8 (Mid-Rise Apartment Zone); Subdivision from two (2) to three (3) lots; General Development Permit for 1 602 units with separate stand alone child care building with 866 sq. m of commercial space and five high-rise residential towers to
Development permit for 414 homes
380 m away · 2026 · under review
(major) Development Permit Amendment to permit the development of 2 new buildings consisting of a total of 414 units and increase far to 1.94sqm.
Rezoning for a 36 storey, 48 unit building
370 m away · 2024 · concluded
Rezoning from Multiple Residential 45 Zone (RM-45) to Comprehensive Development Zone (CD) (based on Multiple Residential 135 Zone (RM-135); Subdivision from one (1) lot into two (2) lots; Official Community Plan (OCP) Text Amendment to allow for a density of 3.8 FAR within the Multiple Residential designation; Guildford Neighbourhood Concept Plan (NCP) Amendment from Low Rise Transition Residentia
Rezoning for a 6 storey, 192 unit building
340 m away · 2023 · concluded
OCP Amendment from Commercial to Multiple Residential; NCP Amendment from High Rise Residential and High Rise Mixed Use to Low to Mid Rise Residential; Rezoning from C-35 to CD (based on RM-70); Development Permit for the development of two 6-storey apartment buildings with approximately 192 dwelling units and underground parking in Guildford.
Rezoning for a 6 storey, 93 unit building
40 m away · 2023 · concluded
Rezoning from Single Family Residential Zone (RF) to Comprehensive Development Zone (CD) (based on Multiple Residential 70 Zone (RM-70); Subdivision (Consolidation) from four (4) lots into one (1); Neighbourhood Concept Plan (NCP) Amendment from Low Rise Transition Residential to Low to Mid Rise Residential; Development Permit to allow the development of a 6-storey residential building containing

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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