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$2,469,000

5538 184 STREET

Surrey · MLS® R3118194

13 bed · 10 bath · 7,100 sq ft · 9,980 sq ft lot · 10 parking

House · Single Family · built 2020 · 160 days on market

Listed by Shashi Madan, eXp Realty of Canada Inc.

Realtor's description

Rare opportunity to own a stunning 7,100+ sq.ft. 2020-built residence on a nearly 10,000 sq.ft. lot, offering an exceptional combination of luxury, space and income potential. Featuring 13 bedrooms, 10 bathrooms, expansive living areas, high-end finishes, vaulted ceilings, air conditioning and 10 parking spaces. The thoughtfully designed layout is ideal for large or multi-generational families, while three fully independent mortgage-helper suites with private entrances currently generate approximately $5,000/month. Enjoy the flexibility of a luxury family estate with meaningful rental income. Located in sought-after Cloverdale with convenient access to schools, shopping, transportation and major routes. A truly rare property offering scale, versatility and long-term value.

Property details

Type: House, Single Family
Bedrooms: 13
Bathrooms: 10
Living area: 7,100 sq ft
Lot: 9,980 sq ft
Parking: 10
Year built: 2020
Property tax: $11,433 / yr
Days on market: 160
MLS®: R3118194

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Alarm System

Price check

Below typical for the area (-35%)

2026 assessment: $2,562,000 · asking is -3.6%
Price per sq ft: $348 vs $532 median for houses in Surrey for sale (1854)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 160 days · no price changes so far

The market here

Listed now: 64 days; median for 1854 houses for sale; this one 160 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$2,562,000	$8,781

The listing shows $11,433 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$11,710/mo

Mortgage $10,757 · Tax $953

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$10,757/ monthly

loan $1,975,200

25-year amortization

down payment20% · $493,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 8, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $1,251,959
property transfer tax: $52,070; BC general rate
cash to close: $545,870; down + PTT
total paid: $3,227,159

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

Lot outline: 927 m² (9,978 sq ft) · PID 030-315-816. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Martha Currie Elementaryhomes in this catchment
500 m away · 5811 184 St, Surrey · 604-576-8551
Secondary Lord Tweedsmuir Secondaryhomes in this catchment
1.5 km away · 6151 180 St, Surrey · 778-242-7545

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning
390 m away · 2025 · under review
Rezoning to CD (based on IL) to allow recreation facility use. DVP to reduce the total number of parking spaces required to allow for vehicle parking in front of loading doors

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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