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$399,000

624 13963 105A STREET

Surrey · MLS® R3171237

1 bed · 1 bath · 632 sq ft · 1 parking

Condo · Single Family · built 2020 · 6 days on market

Listed by Tracy Hu, LeHomes Realty Premier

High quality HQ Dwell with 610 sf 1 bed 1 bath is located on a quiet corner lot penthouse. Home features a bright & open layout, high ceiling, large kitchen, granite counter top and stainless steel appliances. Amenities include gym,yoga studio, fitness center,social lounge, outdoor BBQ, garden and EV charging. Walking distance to schools, Surrey Central Mall, Sky train station, SFU Surrey Campus. Bonus: The best and most spacious parking space and storage room in the entire building.

Type: Condo, Single Family
Bedrooms: 1
Bathrooms: 1
Living area: 632 sq ft
Parking: 1
Year built: 2020
Property tax: $2,059 / yr
Strata fee: $300 / mo ($0.47 / sq ft)
Strata rules: Pets Allowed, Rentals Allowed
Days on market: 6
MLS®: R3171237

Typical for the area (-5.9%)

Price per sq ft: $631 vs $671 median for condos in Surrey for sale (1003)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed
Rentals Allowed
Washer
Refrigerator
Dishwasher
Stove

On market 6 days

Listed now: 63 days; median for 1004 condos for sale; this one 6 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary Forsyth Road Elementaryhomes in this catchment
Secondary Kwantlen Park Secondaryhomes in this catchment

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$2,210/mo

Mortgage $1,738 · Tax $172 · Strata $300

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,738/ monthly

loan $319,200

25-year amortization

down payment20% · $79,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $202,321
property transfer tax: $5,980; BC general rate
cash to close: $85,780; down + PTT
total paid: $521,521

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,602/mo
After all costs: −$771/mo
Cap rate: 2.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,738 · tax $172 · strata $300 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 1-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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