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$1,149,000

654 Buck Road

Lower Mission, Kelowna · MLS® 10388171

4 bed · 2 bath · 1,632 sq ft · 0 sq ft lot · 8 parking

House · Single Family · built 1970 · 140 days on market

Listed by Michael Yang, Sunstar Realty Ltd.

Realtor's description

Rare investment opportunity in the quiet, highly sought-after Lower Mission! This beautifully remodeled home includes a legal secondary suite and currently generates $3,900/month in rental income. A newly built detached garage features a rare undeveloped basement, offering flexible future use. The property may have potential for subdivision into two lots, subject to City approval and buyer verification. Recent water and sewer service upgrades have been completed, which may be beneficial for future development plans. A versatile property with income, upgrades, and long-term potential. Please note: Some listing photos have been digitally edited and virtually staged using AI.

Property details

Type: House, Single Family
Bedrooms: 4
Bathrooms: 2
Living area: 1,632 sq ft
Lot: 0 sq ft
Parking: 8
Year built: 1970
Property tax: $5,638 / yr
Strata rules: Pets not Allowed
Days on market: 140
MLS®: 10388171

Features

Pets not Allowed

Price check

Above typical for the area (+32%)

Price per sq ft: $704 vs $534 median for houses in Lower Mission for sale (104)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 140 days

The market here

Listed now: 71 days; median for 926 houses for sale; this one 140 days

Houses in Kelowna. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$5,476/mo

Mortgage $5,006 · Tax $470

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$5,006/ monthly

loan $919,200

25-year amortization

down payment20% · $229,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $582,625
property transfer tax: $20,980; BC general rate
cash to close: $250,780; down + PTT
total paid: $1,501,825

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

Lower Mission, KelownaGoogle Maps ↗

Location

Lower Mission, KelownaGoogle Maps ↗

Schools

Catchment schools, Central Okanagan School District 23

Elementary Bellevue Creek Elementary (K-2)homes in this catchment
500 m away · 4574 Raymer Rd, Kelowna · 250-870-5174
Middle Canyon Falls Middlehomes in this catchment
1.7 km away · 1211 Frost Rd, Kelowna · 250-870-5123
Secondary Okanagan Mission Secondaryhomes in this catchment
400 m away · 4544 Gordon Dr, Kelowna · 250-870-5108

From the Central Okanagan School District 23's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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