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$859,900

7 14338 103 AVENUE

Surrey · MLS® R3124765

4 bed · 3 bath · 1,684 sq ft · 2 parking

Townhouse · Single Family · built 2013 · 143 days on market

Listed by Gurinder Cheema, RE/MAX Performance Realty

Realtor's description

Welcome to the Guildford Villa Townhouses, 3 bedrooms plus a den and 3 bathroom townhome, double garage side by side. This features open layout living and dining room, 9 FT ceiling with crown moulding, Laminated flooring on the main floor, quartz counter tops, undermount sinks, deluxe kitchen cabinets and stainless appliances. Close to all amenities, Guildford Mall, Skytrain, Henlong Supermarket, parks, School and Public transportation.

Property details

Type: Townhouse, Single Family
Bedrooms: 4
Bathrooms: 3
Living area: 1,684 sq ft
Parking: 2
Year built: 2013
Property tax: $3,616 / yr
Strata fee: $315 / mo ($0.19 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed
Days on market: 143
MLS®: R3124765

Features

Pets Allowed With Restrictions
Rentals Allowed
Washer
Refrigerator
Dishwasher
Stove

Price check

Typical for the area (+1.5%)

2026 assessment: $825,000 · asking is +4.2%
Price per sq ft: $511 vs $503 median for townhouses in Surrey for sale (868)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 143 days · no price changes so far

The market here

Listed now: 51 days; median for 882 townhouses for sale; this one 143 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$825,000	$2,828
2025	$878,000	$2,729

Estimated tax up 3.6% from 2025 to 2026.

The listing shows $3,616 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$4,362/mo

Mortgage $3,747 · Tax $301 · Strata $315

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$3,747/ monthly

loan $687,920

25-year amortization

down payment20% · $171,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $436,031
property transfer tax: $15,198; BC general rate
cash to close: $187,178; down + PTT
total paid: $1,123,951

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,956/mo
After all costs: −$2,738/mo
Cap rate: 1.4%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $3,747 · tax $301 · strata $315 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 5,168 m² (55,628 sq ft) · PID 028-827-872. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Lena Shaw Elementaryhomes in this catchment
500 m away · 14250 100a Ave, Surrey · 604-581-1363
Secondary Guildford Park Secondaryhomes in this catchment
1.0 km away · 10707 146 St, Surrey · 604-588-7601

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for a 6 storey, 139 unit building
190 m away · 2017 · under review
Rezoning from C-35 to CD (based on RM-70 C8); Consolidation from two lots to one lot; Development Permit to construct a 6-storey mixed-use building with 5 commercial units and 139 dwelling units.
Rezoning for a 6 storey, 116 unit building
210 m away · 2023 · conditionally approved
Rezoning from Urban Residential Zone (R3) to Comprehensive Development Zone (CD) (based on Multiple Residential 70 Zone (RM-70); Subdivision from four (4) lots into one (1) lot; Town Centre Plan (TCP) Amendment from Low Rise Transition Residential to Low to Mid Rise Residential; Development Permit to permit the development of a six-storey apartment building with 116 dwelling units and underground
Rezoning for a 6 storey, 113 unit building
90 m away · 2023 · conditionally approved
Rezoning from Urban Residential Zone (R3) to Comprehensive Development Zone (CD); Subdivision (Consolidation) from five (5) lots into one (1) lot; Town Centre Plan (TCP) Amendment to the Guildford Plan to permit a site specific density of 2.5 FAR (gross density) under the Low to Mid Rise Residential designation; Development Permit to permit the development of 6 storey apartment building containing
Development permit for 100 homes
240 m away · 2025 · under review
Consolidation from three (3) into one (1) and a Development Permit to allow for 100 market rental residential units and 3 046 sq. m. of commercial space.
Rezoning for a 6 storey, 66 unit building
200 m away · 2023 · conditionally approved
OCP Text Amendment to allow a higher density in the Multiple Residential designation; Rezoning from RF to CD (based on RM-70); Development Permit for the development of a 6-storey apartment building with approximately 66 dwelling units and underground parking on a consolidated site in Guildford.

And 1 smaller application nearby.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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