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$949,000

7 15020 27A AVENUE

Surrey · MLS® R3173535

2 bed · 2 bath · 1,548 sq ft · 2 parking

Townhouse · Single Family · built 1996 · listed today

Listed by Bridget Ross, Stilhavn Real Estate Services

ST. MARTINS' LANE by Polygon. Hard-to-find RANCHER. Bright end unit with 1548 square feet all on one level with private fenced sunny backyard, and roomy double attached garage. Enjoy radiant floor heating under updated hardwood flooring throughout, California shutters in the bonus family room and eating nook and updated stainless steel appliances in your kitchen. All rooms are spacious, perfect for downsizing from a house. Enjoy this beautifully landscaped gated community with very pro-active strata council and wonderful neighbours in a 55+ complex.

Type: Townhouse, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,548 sq ft
Parking: 2
Year built: 1996
Property tax: $4,144 / yr
Strata fee: $377 / mo ($0.24 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions, Age Restrictions
Days on market: 0
MLS®: R3173535

Buying in a building from 1982 to 2000: what to read first

Above typical for the area (+22%)

2026 assessment: $963,000 · asking is -1.5%
Price per sq ft: $613 vs $503 median for townhouses in Surrey for sale (887)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Pets Allowed With Restrictions
Rentals Allowed With Restrictions
Age Restrictions
Washer
Refrigerator
Dishwasher

On market 0 days

Listed now: 50 days; median for 887 townhouses for sale; this one listed today

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

Catchment schools, Surrey School District 36

Elementary Semiahmoo Trail Elementaryhomes in this catchment
1.2 km away · 3040 145a St, Surrey · 604-531-6063
Secondary Elgin Park Secondaryhomes in this catchment
3.2 km away · 13484 24 Ave, Surrey · 604-538-6678

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

$4,857/mo

Mortgage $4,135 · Tax $345 · Strata $377

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$4,135/ monthly

loan $759,200

25-year amortization

down payment20% · $189,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $481,211
property transfer tax: $16,980; BC general rate
cash to close: $206,780; down + PTT
total paid: $1,240,411

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $1,872/mo
After all costs: −$3,310/mo
Cap rate: 1.0%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $4,135 · tax $345 · strata $377 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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