00 Payn Road

Rural Hamilton, Hamilton Township · MLS® X13169708

Land · Vacant Land · 152 days on market

listed by JACQUELINE PENNINGTON, RE/MAX HALLMARK FIRST GROUP REALTY LTD.

realtor's description

Conveniently located on the northeast end of Cobourg, this exceptional 1.6-acre building lot offers the perfect opportunity to bring your dream home to life. Tucked within a beautiful and private setting, the property combines the tranquillity of country living with the convenience of nearby town amenities. Imagine designing a home tailored to your lifestyle, surrounded by peaceful natural beauty, yet just moments from shopping, dining, schools, and everyday essentials. Whether you envision a modern retreat or a timeless country estate, this spacious parcel offers the ideal canvas for creating something truly special in a sought-after location.

property details

type: Land, Vacant Land
parking: 0
days on market: 152
MLS®: X13169708

features

Irregular lot size

monthly cost

$980/mo

Mortgage $980

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$980/ monthly

loan $180,000

25-year amortization

down payment20% · $45,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $114,091
cash to close: $45,000; down payment; transfer tax and fees not included
total paid: $294,091

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.