1 Cumming Street

Western Hill, St. Catharines · MLS® X13513004

213

House · Single Family · 114 days on market

listed by Brandon Colantoni, ROYAL LEPAGE NRC REALTY

realtor's description

CALLING ALL INVESTORS! Take a look at this great opportunity. Located in the west end of St. Catharines, 1 Cumming Street is a 2 bedroom 1 bath home just minutes away from the Fourth Ave area with shops, resturants and Downtown St. Catharines, while also having both the QEW and 406 highways nearby. This property has a road connection to the parallel street known as Kent Street having the potential to be severed. This is also an equally great opportunity for a first time home buyer to build some equity by putting your own personal stamp on it!

property details

type: House, Single Family
bedrooms: 2
bathrooms: 1
parking: 3
property tax: $3,353 / yr
days on market: 114
MLS®: X13513004

features

Level lot
Irregular lot size
Flat site
Level
Washer
Refrigerator

monthly cost

$1,804/mo

Mortgage $1,524 · Tax $279

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,524/ monthly

loan $279,920

25-year amortization

down payment20% · $69,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $177,424
cash to close: $69,980; down payment; transfer tax and fees not included
total paid: $457,344

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.