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$230,000

1002 - 365 Geneva Street

Fairview, St. Catharines · MLS® X14101942

111

Condo · Single Family · 3 days on market

listed by Stacey Pollard, COLDWELL BANKER MOMENTUM REALTY, BROKERAGE

realtor's description

Welcome to effortless condo living at Parklands, where comfort, convenience, and low maintenance living come together in one of St. Catharines' most desirable locations.Perched on the 10th floor, this beautifully maintained, move in ready suite offers sweeping treetop views, abundant natural light, and spectacular west facing sunsets from your private balcony. Thoughtfully updated throughout, you'll appreciate the bright open concept layout featuring luxury vinyl plank flooring, fresh paint, and a spacious living and dining area designed for both relaxing and entertaining.The kitchen features ample workspace, and the 4 piece bathroom has been renovated. The oversized bedroom provides exceptional comfort with closet space, plus the added convenience of an in suite storage room. Additional closets throughout the unit ensure there's a place for everything.Enjoy the carefree lifestyle you've been looking for with one assigned parking space and exceptional building amenities including a fitness centre, party room, laundry facilities, beautifully landscaped grounds, community gardens, visitor parking, and even a convenient car wash area.Perfectly located just steps to Fairview Mall, grocery stores, restaurants, banks, public transit, and everyday amenities, with quick access to the QEW, downtown St. Catharines, parks, and walking trails.Whether you're a first time buyer, professional, downsizer looking to simplify, or an investor seeking a turnkey opportunity, this exceptional condo offers outstanding value and peace of mind. Even better, the condominium fees include heat, water, and one assigned parking space, making budgeting simple and homeownership even more affordable.Move in, relax, and enjoy the freedom of maintenance free living. Welcome home.

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
parking: 1
property tax: $2,044 / yr
strata fee: $501 / mo
strata rules: Pets Allowed With Restrictions
days on market: 3
MLS®: X14101942

features

Balcony
Carpet Free
Laundry- Coin operated
Pets Allowed With Restrictions

monthly cost

$1,674/mo

Mortgage $1,002 · Tax $170 · Strata $501

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,002/ monthly

loan $184,000

25-year amortization

down payment20% · $46,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $116,626
cash to close: $46,000; down payment; transfer tax and fees not included
total paid: $300,626

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.