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1004, 220 12 Avenue SE
homes for sale · Calgary · Beltline
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$270,000

1004, 220 12 Avenue SE

Beltline, Calgary · MLS® A2347075

111

597 sq ft · Condo · Single Family · built 2009 · 32 days on market

listed by Michael Cam, CIR Realty

realtor's description

Welcome to Unit 1004 in Keynote 1, one of Calgary’s premier high-rise communities in the heart of the Beltline. This beautifully upgraded one-bedroom, one-bathroom condo offers an exceptional blend of style, comfort, and convenience, featuring floor-to-ceiling windows and soaring 9-foot ceilings that fill the space with natural light and enhance the open-concept design. Inside, you'll find a bright and spacious layout highlighted by cork flooring, polished granite countertops, and stainless steel appliances. The contemporary kitchen is both functional and stylish, complete with full-height cabinetry and a large breakfast bar, perfect for everyday living or entertaining guests. Recent updates include a newer refrigerator, washer, and dryer, providing added value and peace of mind. The oversized bedroom serves as a private retreat, featuring a generous walk-through closet and direct access to the well-appointed 4-piece ensuite. Additional comforts include in-suite laundry, central air conditioning, and thoughtfully designed living spaces throughout. Residents of Keynote 1 enjoy an impressive collection of resort-style amenities, including a state-of-the-art fitness centre with cardio and weight equipment, an owners’ lounge with a pool table and TV area, a beautifully landscaped rooftop courtyard with gas BBQs, two guest suites for visitors, secure bike storage, an on-site manager, a large storage locker, and titled underground parking. Located within the sought-after Keynote Urban Village, everything you need is just steps away. Enjoy direct access to Sunterra Market, Starbucks, 5 Vines Wine & Spirits, and the +15 walkway system. The C-Train, downtown core, Bow River pathways, Stampede Park, and some of Calgary’s best restaurants, cafés, and entertainment venues are all within easy reach. Whether you're a first-time buyer, investor, or urban professional, this is an outstanding opportunity to own in one of downtown Calgary’s most desirable buildings. Book your private showing today and experience the Keynote lifestyle for yourself. *(Note: fridge, washer & dryer were replaced after the pictures. Similar size and specs.)*

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property details

type
Condo, Single Family
bedrooms
1
bathrooms
1
living area
597 sq ft
parking
1
year built
2009
property tax
$2,011 / yr
strata fee
$511 / mo ($0.86 / sq ft)
strata rules
Pets Allowed With Restrictions
days on market
32
MLS®
A2347075

features

  • See remarks
  • No Animal Home
  • No Smoking Home
  • Guest Suite
  • Parking
  • Pets Allowed With Restrictions

monthly cost

$1,855/mo
Mortgage $1,176 · Tax $168 · Strata $511

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment
$1,176/ monthly
loan $216,000
25-year amortization
total interest
$136,909
land title fees
$590
transfer + mortgage registration; Alberta has no transfer tax
cash to close
$54,590
down + land title fees
total paid
$352,909

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent
$1,560/mo
after all costs
−$454/mo
cap rate
3.2%
yearly net rent ÷ price

Costs: mortgage $1,176 · tax $168 · strata $511 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Calgary: CMHC's average there ($1,581) lowered by what new tenants pay against everyone in the Calgary area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca

schools

Nearest public (CBE) and Catholic schools, by distance

  • Elementary · CBE Ramsay School1.3 km
  • Middle · CBE Riverside School1.5 km
  • Secondary · CBE Discovering Choices207 m
  • Elementary · Catholic St. Monica School828 m
  • Secondary · Catholic St. Mary's High School675 m

The nearest school isn't always the designated one, and Calgary's boards don't publish their boundaries as open data. Check this address with the CBE school finder or Calgary Catholic's. School locations: City of Calgary open data.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Michael Cam
CIR Realty
call Michael · 403-607-9449
Powered by: REALTOR.ca
▶ virtual tour

location

Beltline, CalgaryGoogle Maps ↗

Rapid transit: Victoria Park/Stampede CTrain station, 400 m (about 6 min walk); City Hall/Bow Valley College CTrain station, 500 m (about 8 min walk).

city assessment

$302,500

2026 assessment · market value as of July 1, 2025

  • Down 5.5% from $320,000 in 2025
  • $340,000 in 2016 (-11% over ten years)
  • Asking price is 11% below the assessment
  • Built 2009
  • Lot 859 m² (9,248 sq ft)
roll yearassessed
2026$302,500
2025$320,000
2024$271,500
2023$239,500
2022$240,000
2021$245,000
2020$256,000
2019$275,000

From City of Calgary open data (property assessments), matched to 1004 220 12 AV SE. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $2,012 a year

The 2026 assessment times Calgary's 2026 residential rate of 6.65 per $1,000 (municipal and education).

The listing shows $2,011 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

location

Beltline, CalgaryGoogle Maps ↗

Rapid transit: Victoria Park/Stampede CTrain station, 400 m (about 6 min walk); City Hall/Bow Valley College CTrain station, 500 m (about 8 min walk).

Drive times
  • Lady Fatima Academy2 min
  • Discovering Choices2 min
  • Bow Valley College3 min
  • Downtown Calgary4 min
  • Sheldon M. Chumir Health Centre4 min
  • YYC airport20 min
97

Walkability 97/100 · Very walkable: most errands on foot

Within a 10 minute walk: 2 grocery stores, 70 places to eat or drink, 22 cafes, 7 parks and playgrounds, 1 school, 2 pharmacies, 42 transit stops.

mihom score from OpenStreetMap places, by straight line distance.

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1103, 1500 7 Street SW, Calgary, photo 6
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1103, 1500 7 Street SW, Calgary, photo 8
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