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$1,649,000

10047 129 Street

Surrey · MLS® R3157364

10 bed · 6 bath · 4,130 sq ft · 7,521 sq ft lot · 4 parking

House · Single Family · built 2004 · 52 days on market

Listed by Deena Faleiro, Macdonald Realty Westmar

Realtor's description

Welcome to this spacious, well-maintained 9-bedroom, 6-bathroom home in desirable Cedar Hills! Bright, open and spacious main floor features beautiful ceiling mouldings, gas fireplace, large kitchen with island, and 4 bedrooms with 2 ensuites. Downstairs offers an additional bedroom with ensuite (Perfect for guests, parents or a home office) Two separate 2-bedroom suites (2+2)with private entrances-excellent mortgage-helpers. Beautiful backyard with pear, grape & apple trees. Conveniently located near SkyTrain, schools, parks, shopping & highway access.---- GREAT FAMILY HOME +INCOME POTENTIAL-DON'T MISS IT! -

Property details

Type: House, Single Family
Bedrooms: 10
Bathrooms: 6
Living area: 4,130 sq ft
Lot: 7,521 sq ft
Parking: 4
Year built: 2004
Property tax: $6,848 / yr
Days on market: 52
MLS®: R3157364

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer
Garage door opener

Floor plans

Found among the listing photos.

Price check

Below typical for the area (-25%)

2026 assessment: $1,737,000 · asking is -5.1%
Price per sq ft: $399 vs $531 median for houses in Surrey for sale (1885)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 52 days · no price changes so far

The market here

Listed now: 64 days; median for 1944 houses for sale; this one 52 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,737,000	$5,953

The listing shows $6,848 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$7,755/mo

Mortgage $7,185 · Tax $571

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$7,185/ monthly

loan $1,319,200

25-year amortization

down payment20% · $329,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 10, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $836,160
property transfer tax: $30,980; BC general rate
cash to close: $360,780; down + PTT
total paid: $2,155,360

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Suite rent: $1,602/mo
Your cost after the suite: $6,456/mo; vs $7,930 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $7,185 · tax $571 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom (1-bedroom for the suite) in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

Lot outline: 702 m² (7,556 sq ft) · PID 002-132-133. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Old Yale Road Elementaryhomes in this catchment
600 m away · 10135 132 St, Surrey · 604-588-5468
Secondary Kwantlen Park Secondaryhomes in this catchment
1000 m away · 10441 132 St, Surrey · 604-588-6934

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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