1010 - 104 Garment Street

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$299,000

1010 - 104 Garment Street

Kitchener · MLS® X13231248

Condo · Single Family · 144 days on market

listed by KIRAN RANDHAWA, RE/MAX GOLD REALTY INC.

realtor's description

Excellent opportunity for first-time buyers and investors. Bright and spacious 1 Bedroom + Den featuring an upgraded kitchen and unobstructed northeast views. Functional open-concept layout with a versatile den, ideal for a home office, dining area, or additional living space. Well-managed building with great amenities including a gym, party room, and rooftop facilities. Prime Downtown Kitchener location within walking distance to Google Waterloo and close to universities, colleges, and major tech employers. Convenient access to LRT, GO Transit, and the future transit hub. Steps to shopping, dining, and everyday essentials. Tenant is willing to stay. Currently paying approximately $1,900/month.

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 1
parking: 0
property tax: $3,365 / yr
strata fee: $587 / mo
strata rules: Pets Allowed With Restrictions
days on market: 144
MLS®: X13231248

features

Balcony
In suite Laundry
Pets Allowed With Restrictions

monthly cost

$2,170/mo

Mortgage $1,303 · Tax $280 · Strata $587

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,303/ monthly

loan $239,200

25-year amortization

down payment20% · $59,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $151,614
cash to close: $59,800; down payment; transfer tax and fees not included
total paid: $390,814

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.