10154 247 Street

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$1,449,000

10154 247 Street

Maple Ridge · MLS® R3176785

656

4,083 sq ft · 5,295 sq ft lot · House · Single Family · built 2016 · 5 days on market

listed by Ramandeep Singh, Woodhouse Realty

realtor's description

Breathtaking Views, a Triple-car Garage, and a Private Primary Bedroom Patio define this exceptional Maple Ridge home. Beautifully maintained, this nearly new 2016-built residence offers 6 bedrooms and 5 bathrooms, including 2 primary bedroom suites. The 3rd bath features Jack-and-Jill access to the 3rd and 4th bedrooms. Spacious living and family rooms. The kitchen features quartz countertops, while the fridge, dishwasher, washer, and dryer are less than eight months old. Enjoy central A/C, a backyard deck with gazebo, exterior Gemstone lighting, and a newly installed backyard fence. 2 Bedroom basement suite as Mortgage helper (Rented for $1834). A meticulously maintained home that shows beautifully- Easy to show

property details

type: House, Single Family
bedrooms: 6
bathrooms: 5
living area: 4,083 sq ft
lot: 5,295 sq ft
parking: 6
year built: 2016
property tax: $8,088 / yr
days on market: 5
MLS®: R3176785

features

Central location
Cul-de-sac
All

floor plans

found among the listing photos.

monthly cost

$6,987/mo

Mortgage $6,313 · Tax $674

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,313/ monthly

loan $1,159,200

25-year amortization

down payment20% · $289,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $734,746
property transfer tax: $26,980; BC general rate
cash to close: $316,780; down + PTT
total paid: $1,893,946

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $1,870/mo
your cost after the suite: $5,442/mo; vs $7,162 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $6,313 · tax $674 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 2-bedroom in Maple Ridge: CMHC's average there ($1,653) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca