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$598,000

102 3480 146A STREET

Surrey · MLS® R3139390

All units at 3480 146a St →

2 bed · 2 bath · 863 sq ft · 1 parking

Condo · Single Family · built 2025 · 107 days on market

Listed by Laura Lindstrom, eXp Realty

Realtor's description

INVESTORS & FIRST-TIME HOME BUYERS ALERT! Welcome to King + Crescent by Zenterra Developments. Located in East Bldg, This 2 BED, 2 BATH home offers 863 SQFT of OPEN-CONCEPT living, upgraded VINYL FLOORING, 9' CEILINGS & oversized windows. The kitchen features QUARTZ COUNTERS, soft-close cabinetry and S/S APPLIANCES. Thoughtfully designed w/ a spacious PRIMARY BEDROOM and WALK-IN CLOSET. GROUND FLOOR home backing onto GREENSPACE for added PRIVACY. Enjoy peace of mind with a 2-5-10 NEW HOME WARRANTY. Amenities include a FULL GYM, yoga room & spin studio. PRIME LOCATION near Hwy 99 & Park & Ride. Close to Sunnyside Elem, Semiahmoo Sec, Southridge School, Morgan Creek Park, Crescent Park, Grandview Heights Aquatic Centre, The Shops at Morgan Crossing and Grandview Corners. Pets Allowed.

Property details

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 863 sq ft
Parking: 1
Year built: 2025
Property tax: $2,325 / yr
Strata fee: $392 / mo ($0.45 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions
Days on market: 107
MLS®: R3139390

Features

Pets Allowed With Restrictions
Rentals Allowed With Restrictions
Washer
Refrigerator
Dishwasher
Stove

Floor plans

Found among the listing photos.

Price check

Typical for the area (+3.0%)

2026 assessment: $649,000 · asking is -7.9%
Price per sq ft: $693 vs $673 median for condos in Surrey for sale (986)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 107 days · no price changes so far

The market here

Listed now: 60 days; median for 1053 condos for sale; this one 107 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$649,000	$2,224

The listing shows $2,325 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$3,191/mo

Mortgage $2,605 · Tax $194 · Strata $392

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,605/ monthly

loan $478,400

25-year amortization

down payment20% · $119,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $303,229
property transfer tax: $9,960; BC general rate
cash to close: $129,560; down + PTT
total paid: $781,629

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,872/mo
After all costs: −$1,504/mo
Cap rate: 2.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,605 · tax $194 · strata $392 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 17,735 m² (190,898 sq ft) · PID 032-388-969. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Semiahmoo Trail Elementaryhomes in this catchment
900 m away · 3040 145a St, Surrey · 604-531-6063
Secondary Elgin Park Secondaryhomes in this catchment
3.2 km away · 13484 24 Ave, Surrey · 604-538-6678

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for a 6 storey, 130 unit building
240 m away · 2025 · conditionally approved
Rezoning from Community Commercial Zone (C-8) to Comprehensive Development Zone (CD); Official Community Plan (OCP) Amendment to allow a higher floor area ratio (FAR) within the Commercial designation; Local Area Plan (LAP) Amendment from Commercial to Mixed Use Commercial-Residential; Housing Agreement and Development Permit to permit the development of a six-storey mixed-use building with 1 600.

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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