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$435,000

10589 HOLLY PARK LANE

Surrey · MLS® R3111821

2 bed · 1 bath · 1,035 sq ft · 1 parking

Townhouse · Single Family · built 1979 · 175 days on market

Listed by Jimmy Cheung, Sutton Group-West Coast Realty

Realtor's description

Welcome to the Holly Park Lane community Located in the family-friendly Guildford neighbourhood. This highly sought after area is walking distance to transit, schools, parks and Guildford mall. The townhouse is 3 levels , 2 bedroom and 1 bathroom offers its occupants with a positive, comfortable & spacious feel. This home offers a lot of space, 2 balconies, storage space and 1 parking stall. It's in a central location - this turn key ready townhouse will not last long.

Property details

Type: Townhouse, Single Family
Bedrooms: 2
Bathrooms: 1
Living area: 1,035 sq ft
Parking: 1
Year built: 1979
Property tax: $2,339 / yr
Strata fee: $294 / mo ($0.28 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed
Days on market: 175
MLS®: R3111821

Features

Pets Allowed With Restrictions
Rentals Allowed
Refrigerator
Stove

Price check

Below typical for the area (-17%)

Price per sq ft: $420 vs $504 median for townhouses in Surrey for sale (889)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 175 days

The market here

Listed now: 50 days; median for 889 townhouses for sale; this one 175 days

Townhouses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$2,384/mo

Mortgage $1,895 · Tax $195 · Strata $294

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,895/ monthly

loan $348,000

25-year amortization

down payment20% · $87,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $220,576
property transfer tax: $6,700; BC general rate
cash to close: $93,700; down + PTT
total paid: $568,576

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,872/mo
After all costs: −$837/mo
Cap rate: 2.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,895 · tax $195 · strata $294 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Holly Elementaryhomes in this catchment
500 m away · 10719 150 St, Surrey · 604-585-2566
Secondary Guildford Park Secondaryhomes in this catchment
600 m away · 10707 146 St, Surrey · 604-588-7601

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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