10650 Derrick Rd

1 / 10

$749,000

10650 Derrick Rd

Deep Cove, North Saanich · MLS® 1024849

20,000 sq ft lot · Land · Vacant Land · 271 days on market

listed by Jeff Bryan, RE/MAX Camosun

realtor's description

Gorgeous half acre ocean view corner lot located in the heart of Deep Cove. Nestled within an exclusive enclave of multi-million dollar homes. Sun drenched south-western exposure with views down Saanich Inlet, level and easy to build on with services at lot line. A five minute stroll down a country lane to the beach, and nature trails at your doorstep. This idyllic country setting feels a world away but so convenient to Sidney shopping, BC Ferries, Victoria International airport, and Victoria. Come discover all that west coast living has to offer. Note- pictures are of entire 6 lot development may not portray each individual lot.

property details

type: Land, Vacant Land
lot: 20,000 sq ft
parking: 0
property tax: $3,509 / yr
days on market: 271
MLS®: 1024849

features

Cul-de-sac
Level lot
Partially cleared
Other
Marine Oriented

the market here

listed now: 59 days; median for 9 homes for sale; this one 271 days

Homes in North Saanich. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$887,000	$2,975

The listing shows $3,509 a year in property tax.

Estimate: the BC Assessment value times North Saanich's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$3,589/mo

Mortgage $3,296 · Tax $292

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,296/ monthly

loan $599,200

25-year amortization

down payment20% · $149,80020%+ down: no mortgage insuranceinterest rate4.44%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 30, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $389,736
property transfer tax: $12,980; BC general rate
cash to close: $162,780; down + PTT
total paid: $988,936

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

location

lot outline: 2,480 m² (26,694 sq ft) · PID 032-346-191. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Deep Cove, North SaanichGoogle Maps ↗

schools

Catchment schools, Saanich School District 63

Elementary Deep Cove Elementaryhomes in this catchment
1.5 km away · 10975 West Saanich Rd, North Saanich · 250-656-7254
Middle North Saanich Middlehomes in this catchment
4.0 km away · 10400 Mcdonald Park Rd, North Saanich · 250-656-1129
Secondary Parkland Secondaryhomes in this catchment
3.7 km away · 10640 Mcdonald Park Rd, North Saanich · 250-655-2700

From the Saanich School District 63's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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10650 Derrick Rd

about this home

realtor's description

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the market here

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property tax by year

monthly cost

neighbourhood

location

schools

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