#107 801 11 ST

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$219,000

#107 801 11 ST

Cold Lake North, Cold Lake · MLS® E4480115

1,328 sq ft · Townhouse · Single Family · built 2006 · 207 days on market

listed by Melanie Hogan, Royal Lepage Northern Lights Realty

realtor's description

Lake views, low maintenance & a prime location! This well-kept condo offers a bright open-concept layout, perfect for entertaining. The kitchen features ample counter space, a large pantry & eat-up peninsula. Enjoy the spacious living room or step onto the covered deck (7x21). The primary suite includes a corner soaker tub, separate shower & private deck to soak in the views. Upstairs also includes a second bedroom & 3pc bath, while the main level adds laundry & a convenient 2pc bath. Complete with a single attached heated garage & large storage room. Just steps to the marina, restaurants & scenic lakeside trails. Condo fees include heat, water, maintenance, exercise room, lawn care & snow removal—stress-free living at its best!

property details

type: Townhouse, Single Family
bedrooms: 2
bathrooms: 3
living area: 1,328 sq ft
parking: 0
year built: 2006
strata fee: $720 / mo ($0.54 / sq ft)
days on market: 207
MLS®: E4480115

features

See remarks
Refrigerator
Dishwasher
Stove
Garburator
Hood Fan

property tax

about $2,484 a year

The asking price times Cold Lake's 2026 residential rate of 11.34 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$1,674/mo

Mortgage $954 · Strata $720

20% down at 4.34% fixed (Ratehub.ca), 25 years; strata fee from the listing.

estimated payment

$954/ monthly

loan $175,200

25-year amortization

down payment20% · $43,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $111,049
land title fees: $500; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $44,300; down + land title fees
total paid: $286,249

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,320/mo
after all costs: −$635/mo
cap rate: 1.7%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $954 · strata $720 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Cold Lake: CMHC's average there ($1,328) lowered by what new tenants pay against everyone in the province (Alberta centres of 10,000+). (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca