10816 92 ST NW

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$225,000

10816 92 ST NW

Mccauley, Edmonton · MLS® E4508158

1,166 sq ft · 219 m² lot · House · Single Family · built 1914 · 44 days on market

listed by Anna Trojanowicz, Century 21 All Stars Realty Ltd

realtor's description

Cute, cozy, charming and affordable home! It is located in the community of McCauley! Perfect home for the first time buyers, or investors. Excellent value for under $250,000! The main floor has a bright airy flow, with a kitchen, dining, living room, bedroom and a 4-piece washroom. Upstairs there are 2 bedrooms with closets. Fenced yard is great for your kids and animals. This 1,166 sq. ft. home seats in the heart of the City, only minutes to Commonwealth Stadium, LRT, Downtown, Rogers Place, Little Italy. Short distance to Chinatown, Kingsway Mall, Grant MacEwan and Royal Alex Hospital. This is an exceptional opportunity not to be missed!

property details

type: House, Single Family
bedrooms: 3
bathrooms: 1
living area: 1,166 sq ft
lot: 219 m²
parking: 0
year built: 1914
days on market: 44
MLS®: E4508158

features

See remarks
Flat site
Lane
Washer
Refrigerator
Gas stove(s)

city assessment

$191,000

2026 assessment · market value as of July 1, 2025

Up 8.8% from $175,500 in 2025
$180,500 in 2016 (6% over ten years)
Asking price is 18% above the assessment
Built 1914
Lot 219 m² (2,358 sq ft)
Floor area on the roll 1,122 sq ft

roll year	assessed
2026	$191,000
2025	$175,500
2024	$165,500
2023	$181,000
2022	$179,000
2021	$179,500
2020	$174,000
2019	$183,000

From City of Edmonton open data (property assessments), matched to 10816 92 STREET NW. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $1,979 a year

The 2026 assessment times Edmonton's 2026 residential rate of 10.36 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$980/mo

Mortgage $980

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$980/ monthly

loan $180,000

25-year amortization

down payment20% · $45,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $114,091
land title fees: $505; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $45,505; down + land title fees
total paid: $294,091

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.