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$1,366,000

11 10495 NO. 2 ROAD

Richmond · MLS® R3141569

4 bed · 4 bath · 1,581 sq ft · 2 parking

Townhouse · Single Family · built 2021 · 99 days on market

Listed by Paul Su Ming Chang, Multiple Realty Ltd.

Rare Opportunity to own one of the most elegant townhomes in the prestigious Steveston North neighbourhood! This Duplex-style home showcases timeless French architectural charm blended with modern open-concept interiors. The high ceilings in the living room, complemented by expansive floor-to-ceiling windows bring in abundant natural light and a serene view of the landscaped yard. With a total of 4 spacious bedrooms in the house, each space is designed with quality and comfort in mind. This home offers a peaceful lifestyle while being conveniently close to schools such as Steveston-London Secondary & James Mckinney Elementary School. Close to shopping, parks and public transit. Open house 2-4 pm Sunday (Sept 27)

Type: Townhouse, Single Family
Bedrooms: 4
Bathrooms: 4
Living area: 1,581 sq ft
Parking: 2
Year built: 2021
Property tax: $4,666 / yr
Strata fee: $440 / mo ($0.28 / sq ft)
Days on market: 99
MLS®: R3141569

Above typical for the area (+20%)

2026 assessment: $1,366,000 · asking is 0.0%
Price per sq ft: $864 vs $719 median for townhouses in Richmond for sale (346)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Central location
All

On market 99 days

Listed now: 50 days; median for 346 townhouses for sale; this one 99 days

Townhouses in Richmond. Sale prices register 1 to 3 months after a sale closes.

FloodplainNo
Not within a designated floodplain on the provincial floodplain maps. These maps are historical and don't cover every river or the coast.
Source: Province of BC, Mapped Floodplains in BC
Agricultural Land ReserveNo
Not inside the Agricultural Land Reserve on the provincial map.
Source: Agricultural Land Commission, ALR boundary
HeritageNo
Not on the BC Register of Historic Places or in a heritage conservation area.
Source: BC Heritage Branch, historic places and conservation areas

From public government maps, matched to the listing's map pin. Maps can be out of date or miss a lot line; confirm with the municipality.

$6,780/mo

Mortgage $5,952 · Tax $389 · Strata $440

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$5,952/ monthly

loan $1,092,800

25-year amortization

down payment20% · $273,20020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $692,659
property transfer tax: $25,320; BC general rate
cash to close: $298,520; down + PTT
total paid: $1,785,459

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Rent: $2,500/mo
After all costs: −$4,655/mo
Cap rate: 1.1%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $5,952 · tax $389 · strata $440 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 3+ bedroom in Richmond (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

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