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$515,000

1102 14820 104 AVENUE

Surrey · MLS® R3159227

All units at 14820 104 Ave →

2 bed · 2 bath · 1,089 sq ft · 1 parking

Condo · Single Family · built 1995 · 42 days on market

Listed by Imran Habib, Century 21 AAA Realty Inc.

Realtor's description

Welcome to this bright and spacious 2-bedroom, 2-bathroom corner unit offering stunning mountain views and an abundance of natural light. This well-maintained home features a functional open-concept layout, perfect for comfortable living and entertaining. Enjoy peace of mind with newer appliances, including a refrigerator, dishwasher, washer, and dryer. The bedrooms are thoughtfully upgraded with dual-layer window coverings featuring zebra blinds and additional vinyl blackout blinds, providing enhanced privacy and excellent sunlight control during the summer months.

Property details

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,089 sq ft
Parking: 1
Year built: 1995
Property tax: $2,327 / yr
Strata fee: $500 / mo ($0.46 / sq ft)
Strata rules: Pets Allowed With Restrictions, Rentals Allowed
Days on market: 42
MLS®: R3159227

Buying in a building from 1982 to 2000: what to read first

Features

Pets Allowed With Restrictions
Rentals Allowed
Washer
Refrigerator
Dishwasher
Stove

Price check

Below typical for the area (-30%)

2026 assessment: $520,000 · asking is -1.0%
Price per sq ft: $473 vs $671 median for condos in Surrey for sale (999)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 42 days · no price changes so far

The market here

Listed now: 59 days; median for 1069 condos for sale; this one 42 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$520,000	$1,782

The listing shows $2,327 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$2,938/mo

Mortgage $2,244 · Tax $194 · Strata $500

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,244/ monthly

loan $412,000

25-year amortization

down payment20% · $103,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $261,142
property transfer tax: $8,300; BC general rate
cash to close: $111,300; down + PTT
total paid: $673,142

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,872/mo
After all costs: −$1,251/mo
Cap rate: 2.3%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $2,244 · tax $194 · strata $500 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Surrey (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

Location

The building's lot: 4,831 m² (52,000 sq ft) · PID 019-130-422. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Drive times

Hjorth Road Elementary1 min
Guildford Park Secondary4 min
Kwantlen Polytechnic University (Civic Plaza Campus)5 min
Surrey Memorial Hospital7 min
Downtown Vancouver36 min
YVR airport41 min

Walkability 94/100 · Very walkable: most errands on foot

Within a 10 minute walk: 2 grocery stores, 12 places to eat or drink, 3 cafes, 13 parks and playgrounds, 1 school, 1 pharmacy, 19 transit stops.

mihom score from OpenStreetMap places, by straight line distance.

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Hjorth Road Elementaryhomes in this catchment
100 m away · 14781 104 Ave, Surrey · 604-581-2327
Secondary Guildford Park Secondaryhomes in this catchment
800 m away · 10707 146 St, Surrey · 604-588-7601

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Development nearby

Rezoning for a 30 storey, 445 unit building
70 m away · 2023 · conditionally approved
Rezoning from Downtown Commercial Zone (C-35) to Comprehensive Development Zone (CD) (based on Multiple Residential 135 Zone (RM-135) and Community Commercial Zone (C-8); Subdivision (Consolidation) from two (2) lots into one (1) lot; Official Community Plan (OCP) Amendment to allow higher density in the Town Centre designation; Neighbourhood Concept Plan (NCP) Amendment to allow for a density of
Rezoning for a 6 storey, 192 unit building
210 m away · 2023 · concluded
OCP Amendment from Commercial to Multiple Residential; NCP Amendment from High Rise Residential and High Rise Mixed Use to Low to Mid Rise Residential; Rezoning from C-35 to CD (based on RM-70); Development Permit for the development of two 6-storey apartment buildings with approximately 192 dwelling units and underground parking in Guildford.
Rezoning for a 6 storey, 182 unit building
190 m away · 2023 · conditionally approved
Rezoning from Single Family Residential Zone (RF) to Comprehensive Development Zone (CD) (based on Multiple Residential 70 Zone) RM-70); Subdivision (Consolidation) from six (6) lots into one (1); Development Permit to allow the development of two 6 storey apartment buildings with approximately 182 dwelling units and underground parking on a consolidated site.
Rezoning for a 6 storey, 93 unit building
390 m away · 2023 · concluded
Rezoning from Single Family Residential Zone (RF) to Comprehensive Development Zone (CD) (based on Multiple Residential 70 Zone (RM-70); Subdivision (Consolidation) from four (4) lots into one (1); Neighbourhood Concept Plan (NCP) Amendment from Low Rise Transition Residential to Low to Mid Rise Residential; Development Permit to allow the development of a 6-storey residential building containing
Rezoning
340 m away · 2025 · concluded
Rezoning from Community Commercial Zone (C-8) to a Comprehensive Development Zone (CD) (based on C-8); Liquor and Cannabis Regulation Branch Recommendation to permit a cannabis retail store in an existing commercial retail unit

Applications filed with the city, active or decided in the last 3 years, measured from the listing's map pin. An application isn't an approval; the city's page has the current details. Source: City of Surrey development applications.

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