1103 - 40 Nepean Street

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$489,000

1103 - 40 Nepean Street

Ottawa Centre, Ottawa · MLS® X13528466

Condo · Single Family · 110 days on market

listed by Christopher Lacharity, ENGEL & VOLKERS OTTAWA

realtor's description

Welcome to stylish downtown living in the heart of Ottawa! This beautifully updated 2-bedroom, 2-bathroom condo offers the perfect blend of comfort, convenience and urban lifestyle. Featuring hardwood flooring throughout, an upgraded kitchen with modern finishes, in-suite laundry and a private balcony, this move-in-ready home is designed for easy everyday living. The spacious open-concept layout is ideal for both relaxing and entertaining, while the two well-appointed bedrooms and two full bathrooms provide flexibility for professionals, guests or those working from home. Step outside and enjoy one of Ottawa's most walkable locations. You're just minutes from Parliament Hill, the National Arts Centre, the Financial District, the LRT station, and an incredible selection of restaurants, cafés, shops and entertainment. Residents enjoy exceptional building amenities, including 24-hour concierge and security, an indoor pool, fitness centre, guest suite, party and conference rooms, plus a beautifully landscaped outdoor terrace complete with BBQs-perfect for gathering with family and friends. Whether you're looking for a vibrant place to call home or a low-maintenance lifestyle in the city's core, this condo offers outstanding value in an unbeatable location. Don't miss your opportunity to experience everything downtown Ottawa has to offer!

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
parking: 0
property tax: $4,929 / yr
strata fee: $680 / mo
strata rules: Pets Allowed With Restrictions
days on market: 110
MLS®: X13528466

features

Balcony
In suite Laundry
Pets Allowed With Restrictions
Washer
Refrigerator
Dishwasher

monthly cost

$3,221/mo

Mortgage $2,131 · Tax $411 · Strata $680

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,131/ monthly

loan $391,200

25-year amortization

down payment20% · $97,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $247,958
cash to close: $97,800; down payment; transfer tax and fees not included
total paid: $639,158

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.