112 15130 108 Avenue

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$459,000

112 15130 108 Avenue

Surrey · MLS® R3157368

all units at 15130 108 Ave →

221

1,028 sq ft · Condo · Single Family · built 1994 · 69 days on market

listed by Juvila Paigan, Sutton Group-West Coast Realty

realtor's description

Welcome to Riverpointe in the heart of Guildford! This ground-level 2-bedroom, 2-bathroom home offers a functional layout with in-suite laundry, underground parking, a storage locker, and a private patio opening onto green space. The spacious primary bedroom features a full ensuite, complemented by a generous living and dining area. The entire unit will be freshly painted, offering a clean, refreshed interior for its new owner. Conveniently located just minutes from Guildford Town Centre, restaurants, parks, schools, transit, recreation, and with easy access to Highway 1. An excellent opportunity for first-time buyers, downsizers, or investors in a well-established community. All buyers attending showings must be represented by and accompanied by their REALTOR®.

property details

type: Condo, Single Family
bedrooms: 2
bathrooms: 2
living area: 1,028 sq ft
parking: 1
year built: 1994
property tax: $2,438 / yr
strata fee: $500 / mo ($0.49 / sq ft)
days on market: 69
MLS®: R3157368

buying in a building from 1982 to 2000: what to read first

floor plans

found among the listing photos.

the market here

listed now: 69 days; median for 1022 condos for sale; this one 69 days

Condos in Surrey. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$537,000	$1,840
2025	$571,000	$1,775

Estimated tax up 3.7% from 2025 to 2026.

The listing shows $2,438 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$2,703/mo

Mortgage $2,000 · Tax $203 · Strata $500

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$2,000/ monthly

loan $367,200

25-year amortization

down payment20% · $91,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 28, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $232,746
property transfer tax: $7,180; BC general rate
cash to close: $98,980; down + PTT
total paid: $599,946

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.