115 11008 102 AVENUE

Fort St. John · MLS® R3145735

2 bed · 2 bath · 1,000 sq ft

Townhouse · Single Family · built 2016 · 86 days on market

Listed by Kim Van, Century 21 Energy Realty

Realtor's description

This great unit at Cypress Townhomes is perfect for a first time home buyer, someone looking to downsize or an addition to your investment portfolio. This 2 bed 2 bath unit offers light, modern color schemes and an open concept living space. This corner unit is at the end of the complex - great for privacy with only one neighbour. Currently comes with a tenant already in place. Check it out!

Property details

Type: Townhouse, Single Family
Bedrooms: 2
Bathrooms: 2
Living area: 1,000 sq ft
Parking: 0
Year built: 2016
Property tax: $1,719 / yr
Days on market: 86
MLS®: R3145735

Property insights

On market 86 days

The market here

Listed now: 68 days; median for 7 townhouses for sale; this one 86 days

Townhouses in Fort St. John. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$971/mo

Mortgage $828 · Tax $143

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$828/ monthly

loan $152,000

25-year amortization

down payment20% · $38,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $96,344
property transfer tax: $1,900; BC general rate
cash to close: $39,900; down + PTT
total paid: $248,344

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,196/mo
After all costs: −$46/mo
Cap rate: 4.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $828 · tax $143 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Fort St. John (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca