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$209,000

3 10223 98 AVENUE

Fort St. John · MLS® R3163551

2 bed · 1 bath · 1,000 sq ft

Condo · Single Family · built 2014 · 28 days on market

Listed by Jody Brown, Century 21 Energy Realty

Realtor's description

Charming & Move-In Ready 2 Bed - 1 Bath Condo. Welcome to this beautifully maintained two-bedroom, one-bathroom condo perfectly situated close to grocery stores, schools, and all the amenities you need. Step outside onto your exposed aggregate patio - the ideal spot for morning coffee or soaking up the afternoon sun. Inside, you'll find two generously sized bedrooms filled with natural light, a spacious bathroom, and smart kitchen storage with room for everything. The full dining area makes everyday living effortless, while en-suite laundry adds everyday convenience. Whether you're a first-time buyer looking for the perfect place to call home or an investor seeking a low-maintenance, high-appeal rental - this property checks every box with impressively low strata fees.

Property details

Type: Condo, Single Family
Bedrooms: 2
Bathrooms: 1
Living area: 1,000 sq ft
Parking: 0
Year built: 2014
Property tax: $1,895 / yr
Days on market: 28
MLS®: R3163551

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

Typical for the area (0.0%)

2026 assessment: $196,700 · asking is +6.3%
Price per sq ft: $209 vs $209 median for condos in Fort St. John for sale (15)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 28 days

The market here

Listed now: 49 days; median for 15 condos for sale; this one 28 days

Condos in Fort St. John. Sale prices register 1 to 3 months after a sale closes.

Monthly cost

$1,069/mo

Mortgage $911 · Tax $158

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$911/ monthly

loan $167,200

25-year amortization

down payment20% · $41,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 7, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $105,978
property transfer tax: $2,180; BC general rate
cash to close: $43,980; down + PTT
total paid: $273,178

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

If you rented it out

Rent: $1,196/mo
After all costs: −$3/mo
Cap rate: 5.2%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $911 · tax $158 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent starts at CMHC's average for a 2-bedroom in Fort St. John (CMHC Rental Market Survey, October 2025). Averages include long-time tenants, so new leases usually ask more; houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca