realtor's description

Welcome to 115 Cougar Road N! This charming three level split is in great shape and shows extremely well. As soon as you enter, you are greeted with high ceilings and windows that allow plenty of natural light. The main level has a bedroom, a living room, and a spacious kitchen with dining area. You also can access the double garage from the main level. Upstairs is the other two bedrooms, including the primary that has a 2pc ensuite. Both bedrooms are sizeable and have tons of room for all of your necessary furniture. Downstairs, you have a large rec room that can be turned into whatever you need it to be. The backyard is beautiful with plenty of green space and a patio area. Located in a desirable neighbourhood and close to plenty shopping and schools, this home won't last long. Contact your favourite REALTOR® today to book your private showing!

property details

type: House, Single Family
bedrooms: 3
bathrooms: 3
living area: 1,367 sq ft
lot: 5,482 sq ft
parking: 4
year built: 2000
property tax: $4,873 / yr
days on market: 19
MLS®: A2349797

features

Closet Organizers
Washer
Refrigerator
Dishwasher
Stove
Dryer

city assessment

$464,000

2026 assessment · market value as of July 1, 2025

Up 9.2% from $425,000 in 2025
Asking price is 0% above the assessment
Lot 509 m² (5,479 sq ft)

roll year	assessed
2026	$464,000
2025	$425,000
2024	$400,000

From City of Lethbridge open data (parcels and assessments), matched to 115 COUGAR RD N. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $4,873 a year

The 2026 assessment times Lethbridge's 2026 residential rate of 10.50 per $1,000 (municipal and education).

The listing shows $4,873 a year in property tax.

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$2,432/mo

Mortgage $2,026 · Tax $406

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,026/ monthly

loan $371,920

25-year amortization

down payment20% · $92,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $235,737
land title fees: $940; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $93,920; down + land title fees
total paid: $607,657

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.