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$258,500

119, 383 Smith Street NW

University District, Calgary · MLS® A2331430

111

535 sq ft · Condo · Single Family · built 2018 · 94 days on market

listed by Anthony Chau, eXp Realty

realtor's description

Designed for a simpler, more connected way of living, this GROUND-FLOOR residence offers modern comfort in the centre of University District. Mornings begin with southeast light filtering through OVERSIZED WINDOWS, followed by coffee on the spacious PRIVATE PATIO, where mature greenery adds a welcome sense of calm.The OPEN CONCEPT INTERIOR feels airy and composed, with warm wide-plank flooring creating a seamless transition between the kitchen, dining area, and living room. Clean-lined cabinetry, quartz countertops, stainless steel appliances, and a bright tile backsplash give the kitchen a polished, contemporary finish. The island provides space for meal preparation, casual dining, or conversation while entertaining.Natural light continues into the bedroom, which is paired with a generous WALK-THROUGH CLOSET that keeps clothing and personal belongings neatly organized. The spacious four-piece bathroom offers modern finishes and accessibility-minded details, while IN-UNIT LAUNDRY keeps everyday routines comfortably close at hand.The ground-floor location makes arriving home simple and provides a natural connection to the private outdoor space. Secure, heated UNDERGROUND TITLED PARKING adds peace of mind throughout Calgary’s colder months, while the building’s fitness room makes it easy to stay active without leaving home.Outside your door, University District brings together landscaped green spaces, walking paths, transit, grocery shopping, restaurants, cafés, health services, and everyday conveniences in one walkable community. This is a home created for comfort, independence, and the freedom to spend less time maintaining a property and more time enjoying the neighbourhood around it.

property details

type: Condo, Single Family
bedrooms: 1
bathrooms: 1
living area: 535 sq ft
parking: 1
year built: 2018
property tax: $2,288 / yr
strata fee: $417 / mo ($0.78 / sq ft)
strata rules: Pets Allowed With Restrictions, Age Restrictions
days on market: 94
MLS®: A2331430

features

Parking
Pets Allowed With Restrictions
Age Restrictions
Refrigerator
Dishwasher
Stove

monthly cost

$1,734/mo

Mortgage $1,126 · Tax $191 · Strata $417

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$1,126/ monthly

loan $206,800

25-year amortization

down payment20% · $51,70020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $131,078
land title fees: $570; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $52,270; down + land title fees
total paid: $337,878

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,560/mo
after all costs: −$333/mo
cap rate: 3.7%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,126 · tax $191 · strata $417 · insurance ~$35 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 1-bedroom in Calgary: CMHC's average there ($1,581) lowered by what new tenants pay against everyone in the Calgary area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca

location

University District, CalgaryGoogle Maps ↗

Rapid transit: Brentwood CTrain station, 1.7 km (about 26 min walk); University CTrain station, 2 km (about 31 min walk).

schools

Nearest public (CBE) and Catholic schools, by distance

Elementary · CBE Dr. Gordon Townsend School438 m
Elementary · Catholic St. Vincent De Paul Elementary Junior High School1.8 km
Secondary · Catholic St. Francis High School3.5 km

The nearest school isn't always the designated one, and Calgary's boards don't publish their boundaries as open data. Check this address with the CBE school finder or Calgary Catholic's. School locations: City of Calgary open data.

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