12 Circle Drive S

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$224,900

12 Circle Drive S

Rideau Lakes (South Crosby) Twp, Rideau Lakes · MLS® X13819320

322

House · Single Family · 31 days on market

listed by Liam Kealey, RE/MAX HALLMARK REALTY GROUP

realtor's description

Space, potential and a Rideau Lakes location-an affordale offering. This detached two-storey home near Crosby offers approximately 1,616 sq. ft. of above-grade living space on a 69-by-120-foot lot. The layout includes a large living room, separate dining room, kitchen, main-floor laundry and powder room, plus three upstairs bedrooms and a full bathroom. Convenient access to Highway 15, with village amenities in Elgin and boating, fishing, parks and beaches throughout the surrounding Rideau Lakes area. Property is being sold under Power of Sale, in "as is" condition.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 2
parking: 2
property tax: $1,685 / yr
days on market: 31
MLS®: X13819320

monthly cost

$1,120/mo

Mortgage $980 · Tax $140

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$980/ monthly

loan $179,920

25-year amortization

down payment20% · $44,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $114,040
cash to close: $44,980; down payment; transfer tax and fees not included
total paid: $293,960

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.