12 Finsbury Drive

Southgate, Brampton · MLS® W13829346

523

House · Single Family · 29 days on market

listed by SACHIN SONI, LIVIO REAL ESTATE

realtor's description

Beautifully Maintained 3+2 Bedroom Detached Bungalow with Incredible Income or Extended Family Potential!Step into a sun-filled, airy main level featuring a functional layout and a fresh, neutral paint palette. The exterior boasts fantastic curb appeal with a newly refurbished driveway and lovely, manicured landscaping.The standout feature of this property is the fully finished basement with a separate entrance, thoughtfully designed as a self-contained living space. It features a bright living room, a modern kitchen, a sleek 4-piece bathroom, and two bedrooms (including one oversized primary room).Designed for ultimate convenience and privacy, this home includes two separate laundry setups-one on each floor.Perfectly situated in a high-demand neighborhood, you are just steps from top-rated schools and public transit, and only minutes to major highways, shopping centers, and all essential amenities. A true turn-key property offering comfort, style, and exceptional versatility!

property details

type: House, Single Family
bedrooms: 5
bathrooms: 2
parking: 3
property tax: $5,281 / yr
days on market: 29
MLS®: W13829346

features

In-Law Suite
Community Centre

monthly cost

$3,921/mo

Mortgage $3,481 · Tax $440

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,481/ monthly

loan $639,200

25-year amortization

down payment20% · $159,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $405,150
cash to close: $159,800; down payment; transfer tax and fees not included
total paid: $1,044,350

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.