120-120A Guy Street

Cornwall · MLS® X13629674

422

House · Multi-family · 84 days on market

listed by HEATHER OUDERKIRK, RE/MAX AFFILIATES MARQUIS LTD.

realtor's description

MAIN FLOOR UNIT VACANT END OF SEPTEMBER, UPPER LEVEL UNIT RENTED AT MARKET VALUE. This well maintained duplex offers two 2 bedroom units, making it an excellent opportunity for investors or owner occupiers. The main floor unit includes a partially finished basement, providing additional living space and flexibility. Rear laneway access with parking adds convenience, while efficient gas heating keeps operating costs manageable. Ideally located close to transit and everyday amenities, the property supports strong rental demand and long term investment potential. Financial information is available upon request. Please allow 24 hours' notice for all viewings.

property details

type: House, Multi-family
bedrooms: 4
bathrooms: 2
parking: 2
property tax: $2,178 / yr
days on market: 84
MLS®: X13629674

monthly cost

$1,423/mo

Mortgage $1,242 · Tax $182

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,242/ monthly

loan $228,000

25-year amortization

down payment20% · $57,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $144,515
cash to close: $57,000; down payment; transfer tax and fees not included
total paid: $372,515

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.