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Pemberton Holmes Ltd.

mihom.ca is operated by Dan Robbins, REALTOR®, Pemberton Holmes Ltd.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks that are owned by REALTOR® Canada Inc. and licensed exclusively to The Canadian Real Estate Association (CREA). These certification marks identify real estate professionals who are members of CREA and who must abide by CREA's By-Laws, Rules, and the REALTOR® Code. The MLS® trademark and the MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Listing data via CREA's DDF®. about · terms of use · privacy · © 2026 mihom.

1202 - 318 Spruce Street
homes for sale · Waterloo
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$499,900

1202 - 318 Spruce Street

Waterloo · MLS® X14111422

321

Condo · Single Family · 1 day on market

listed by JASON O'KEEFE, REAL BROKER ONTARIO LTD.

realtor's description

Turnkey investment in Waterloo's University District! Unit 1202 at 318 Spruce Street is a 3-bedroom, 2-bathroom condo with tenants already in place, so a buyer takes over an existing lease rather than starting from a vacant unit. Located steps from the University of Waterloo and Wilfrid Laurier University, this suite sits in a well-known rental area of Kitchener-Waterloo that is popular with students and young professionals. The suite features 3 bedrooms, two full bathrooms, a kitchen with granite countertops and stainless steel appliances, and in-suite laundry. It's a practical layout for a rental, with a bedroom count and in-suite laundry that tenants in this area look for. Close to transit, shopping, restaurants and everything uptown Waterloo has to offer. Whether you're adding to your portfolio or buying your first investment property, this one is worth a look.

property details

type
Condo, Single Family
bedrooms
3
bathrooms
2
parking
1
property tax
$4,685 / yr
strata fee
$743 / mo
strata rules
Pets Allowed With Restrictions
days on market
1
MLS®
X14111422

features

  • Balcony
  • In suite Laundry
  • Community Centre
  • Pets Allowed With Restrictions
  • Washer
  • Refrigerator

monthly cost

$3,312/mo
Mortgage $2,178 · Tax $390 · Strata $743

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment
$2,178/ monthly
loan $399,920
25-year amortization
total interest
$253,485
cash to close
$99,980
down payment; transfer tax and fees not included
total paid
$653,405

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

location

WaterlooGoogle Maps ↗

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
JASON O'KEEFE
REAL BROKER ONTARIO LTD.
call JASON · 519-503-5828
Powered by: REALTOR.ca

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location

WaterlooGoogle Maps ↗
0

Walkability 0/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

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