122 Westwind DR

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$349,800

122 Westwind DR

Greenbury, Spruce Grove · MLS® E4509860

231

1,210 sq ft · Townhouse · Single Family · built 2026 · 33 days on market

listed by David Lofthaug, Bode

realtor's description

DECEMBER 2026 POSSESSION! Welcome to the STEEL FRAME Metro Fit 14 by Cantiro Homes! This three-storey townhome features a versatile main-floor flex space and an attached oversized single-car garage. The main living level offers a seamless connection between the kitchen, dining and living areas, with Whirlpool stainless steel KITCHEN APPLIANCES, a convenient half bath and a 12’ x 10’ balcony off the kitchen. Upstairs, discover two spacious primary bedrooms, each with its own ensuite and generous closet space, plus a stacked WASHER AND DRYER. Additional features include quartz countertops throughout, vinyl plank flooring on the main floor, a FULLY LANDSCAPED yard and NO CONDO FEES! Photos are for representation; colors and features may vary.

property details

type: Townhouse, Single Family
bedrooms: 2
bathrooms: 3
living area: 1,210 sq ft
parking: 1
year built: 2026
days on market: 33
MLS®: E4509860

features

See remarks
Park/reserve
No Animal Home
No Smoking Home
Washer
Refrigerator

property tax

about $3,199 a year

The asking price times Spruce Grove's 2026 residential rate of 9.14 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure. Without the city's assessment this uses the asking price, so it's a rough guide.

monthly cost

$1,524/mo

Mortgage $1,524

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$1,524/ monthly

loan $279,840

25-year amortization

down payment20% · $69,96020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $177,374
land title fees: $730; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $70,690; down + land title fees
total paid: $457,214

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

if you rented it out

rent: $1,600/mo
after all costs: −$227/mo
cap rate: 4.4%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $1,524 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 2-bedroom in Edmonton: CMHC's average there ($1,598) raised by what new tenants pay against everyone in the Edmonton area. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant).) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

Alberta has no cap on how much rent can rise, but only one increase a year, with three months' written notice for a monthly tenancy. alberta.ca