1261 Windsor Avenue

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$1,388,000

1261 Windsor Avenue

Port Coquitlam · MLS® R3162747

534

2,626 sq ft · 4,116 sq ft lot · House · Single Family · built 1991 · 49 days on market

listed by Devon Ainsworth, Royal LePage Elite West

realtor's description

Welcome home to this incredible opportunity to own one of the best homes available in Oxford Heights. Substantially renovated, showcasing a bright and sleek kitchen with quartz countertops, maple custom cabinetry and new appliances. Fresh laminate and paint throughout plus a high efficiency furnace (3 years) + AIR CONDITIONING! New deck and railings (2023) and a solar powered above ground pool with a new liner + high efficiency pump and cover that does its own maintenance and keeps the pool as low-maintenance and cost efficient as possible. Fit with an authorized 2 bedroom above ground, fully renovated suite as well! EV Charging in the garage. Located on a quiet cul-de-sac in one of Port Coquitlam's most family oriented neighborhoods - there is truly nothing more to do other than move in!

property details

type: House, Single Family
bedrooms: 5
bathrooms: 3
living area: 2,626 sq ft
lot: 4,116 sq ft
parking: 4
year built: 1991
property tax: $5,593 / yr
days on market: 49
MLS®: R3162747

features

Cul-de-sac
All

floor plans

found among the listing photos.

monthly cost

$6,513/mo

Mortgage $6,047 · Tax $466

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$6,047/ monthly

loan $1,110,400

25-year amortization

down payment20% · $277,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 27, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $703,815
property transfer tax: $25,760; BC general rate
cash to close: $303,360; down + PTT
total paid: $1,814,215

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $1,960/mo
your cost after the suite: $4,885/mo; vs $6,688 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $6,047 · tax $466 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Port Coquitlam: CMHC's average there ($1,708) raised by what new tenants pay against everyone in the Vancouver area, then down 1.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca