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$1,080,000

12770 102 AVENUE

Surrey · MLS® R3126791

4 bed · 3 bath · 2,116 sq ft · 7,560 sq ft lot · 4 parking

House · Single Family · built 1973 · 140 days on market

Listed by Simon Lau, Latitude Realty Inc.

Realtor's description

Spacious single-family home situated on a generous lot in a convenient North Surrey location. The property offers functional living space with multiple bedrooms, practical living and dining areas, and ample parking. Good opportunity for homeowners looking to renovate or personalize the home, as well as investors or builders considering rental income, holding potential, or future redevelopment possibilities. Located in an area experiencing ongoing growth and redevelopment activity. Conveniently close to schools, parks, shopping, restaurants, public transit, and major transportation routes, providing easy access to surrounding communities and everyday amenities.

Property details

Type: House, Single Family
Bedrooms: 4
Bathrooms: 3
Living area: 2,116 sq ft
Lot: 7,560 sq ft
Parking: 4
Year built: 1973
Property tax: $4,637 / yr
Days on market: 140
MLS®: R3126791

Features

Washer
Refrigerator
Dishwasher
Stove
Dryer

Price check

Typical for the area (-4.0%)

2026 assessment: $1,181,200 · asking is -8.6%
Price per sq ft: $510 vs $532 median for houses in Surrey for sale (1855)

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 140 days · no price changes so far

The market here

Listed now: 64 days; median for 1901 houses for sale; this one 140 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,181,200	$4,048

The listing shows $4,637 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$5,092/mo

Mortgage $4,705 · Tax $386

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$4,705/ monthly

loan $864,000

25-year amortization

down payment20% · $216,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $547,637
property transfer tax: $19,600; BC general rate
cash to close: $235,600; down + PTT
total paid: $1,411,637

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

Lot outline: 670 m² (7,212 sq ft) · PID 002-266-245. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Prince Charles Elementaryhomes in this catchment
800 m away · 12405 100 Ave, Surrey · 604-588-5481
Secondary L.A. Matheson Secondaryhomes in this catchment
1.8 km away · 9484 122 St, Surrey · 604-588-3418

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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