128 Spears Street

Rockcliffe-Smythe, Toronto · MLS® W14082610

221

House · Single Family · 9 days on market

listed by ROBERTO TANCREDI, SUTTON GROUP-ADMIRAL REALTY INC.

realtor's description

Discover the perfect blend of natural beauty, comfort, and convenience! This home sits on a spectacular 186-foot-deep ravine lot, offering a peaceful, picturesque setting surrounded by nature. Featuring a finished basement with a separate entrance and over 800 sq. ft. of total living space, this property offers a cozy and versatile living environment. Conveniently located near public transit, shopping, everyday amenities, and major highways, this home combines tranquil surroundings with easy access to everything you need

property details

type: House, Single Family
bedrooms: 2
bathrooms: 2
parking: 1
property tax: $1,700 / yr
days on market: 9
MLS®: W14082610

features

Washer
Refrigerator
Stove
Dryer
Window Coverings

monthly cost

$2,320/mo

Mortgage $2,178 · Tax $142

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,178/ monthly

loan $399,920

25-year amortization

down payment20% · $99,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $253,485
cash to close: $99,980; down payment; transfer tax and fees not included
total paid: $653,405

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.