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Pemberton Holmes Ltd.

mihom.ca is operated by Dan Robbins, REALTOR®, Pemberton Holmes Ltd.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks that are owned by REALTOR® Canada Inc. and licensed exclusively to The Canadian Real Estate Association (CREA). These certification marks identify real estate professionals who are members of CREA and who must abide by CREA's By-Laws, Rules, and the REALTOR® Code. The MLS® trademark and the MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Listing data via CREA's DDF®. about · terms of use · privacy · © 2026 mihom.

129 Moss St
homes for sale · Victoria · Fairfield West
129 Moss St — photo 1 of 40
1 / 40
$1,525,000

129 Moss St

Fairfield West, Victoria · MLS® 1052428

442

2,215 sq ft · 5,952 sq ft lot · House · Single Family · built 1950 · 14 days on market

listed by Paul Whitney, Pemberton Holmes Ltd.

realtor's description

Excellent Fairfield property in one of Victoria’s most desirable locations. This well-maintained Moss Street property provides an attractive combination of established income and flexibility for an investor or owner-occupier. The main floor suite provides the opportunity to select a new tenant or move in and offset ownership costs with rental income. The property offers approximately 2,215 sq. ft. of finished space with 4 bedrooms, 4 bathrooms and 2 kitchens, including a legal 2-bedroom, 1-bath lower suite with separate entrance. A detached garden studio with 3-piece bathroom adds further versatility. Well maintained and thoughtfully updated, with a fenced garden and sunny deck. Strong annual revenue, established tenants and a prime Fairfield location just steps from Dallas Road, Cook Street Village and downtown Victoria make this a compelling long-term holding.

similar homes nearby

property details

type
House, Single Family
bedrooms
4
bathrooms
4
living area
2,215 sq ft
lot
5,952 sq ft
parking
2
year built
1950
property tax
$8,933 / yr
days on market
14
MLS®
1052428

features

  • Washer
  • Refrigerator
  • Dishwasher
  • Dryer

floor plans

found among the listing photos.

monthly cost

$7,456/mo
Mortgage $6,712 · Tax $744

20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$6,712/ monthly
loan $1,220,000
25-year amortization
total interest
$793,521
property transfer tax
$28,500
BC general rate
cash to close
$333,500
down + PTT
total paid
$2,013,521
transfer tax

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent
$1,830/mo
your cost after the suite
$5,948/mo
vs $7,631 without it

Costs: mortgage $6,712 · tax $744 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 1-bedroom in Cook St., Victoria: CMHC's average there ($1,568) raised by what new tenants pay against everyone in the Victoria area, then down 1% with Victoria's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords
  • Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
  • Rent increases are capped once a year at the province's set amount. gov.bc.ca
  • The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
  • Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

schools

Catchment schools, Greater Victoria School District 61

  • Elementary Sir James Douglas Elementaryhomes in this catchment

    600 m away · 401 Moss St, Victoria · 250-382-7788

  • Middle Central Middlehomes in this catchment

    1.5 km away · 1280 Fort St, Victoria · 250-386-3591

  • Secondary Victoria Highhomes in this catchment

    2.1 km away · 1260 Grant St, Victoria · 250-388-5456

From the Greater Victoria School District 61's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Paul Whitney
Pemberton Holmes Ltd.
call Paul · 250-889-2883
Powered by: REALTOR.ca

location

Fairfield West, VictoriaGoogle Maps ↗

property tax by year

yearassessedest. tax
2026$1,550,000$8,767

The listing shows $8,933 a year in property tax.

Estimate: the BC Assessment value times Victoria's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

the market here

sold vs last asking
-3.1%
median, 26 houses sold
listed now
44 days
median for 145 houses for sale; this one 14 days

Houses in Victoria, registered sales in the last 6 months (BC Assessment) against each home's last asking price on the MLS®. Sale prices register 1 to 3 months after a sale closes.

1217 May St, Victoria
House
$1,490,000
1217 May St
Fairfield West, Victoria55 days on market
listed by Newport Realty Ltd.
2221,322 sq ft
MLS® 1042569
4 1434 Brooke St, Victoria
open houseTownhouse
$1,249,999
4 1434 Brooke St
Fairfield West, Victoria13 days on market
listed by RE/MAX Camosun
32
2 1434 Brooke St, Victoria
Townhouse
$1,249,999
2 1434 Brooke St
Fairfield West, Victoria13 days on market
listed by RE/MAX Camosun
32
1271 McKenzie St, Victoria
House
$1,698,888
1271 McKenzie St
Fairfield West, Victoria6 days on market
listed by Royal LePage Coast Capital - Chatterton
44
546-548 Linden Ave, Victoria
House
$1,495,000
546-548 Linden Ave
Fairfield West, Victoria7 days on market
listed by Rennie & Associates Realty Ltd.
62
931 McClure St, Victoria
Land
$1,225,000
25% under assessed
931 McClure St
Fairfield West, Victoria9 days on market
listed by RE/MAX Camosun
2
MLS® 1052724
1
1,163 sq ft
MLS® 1052507
1
1,200 sq ft
MLS® 1052511
2
2,991 sq ft
MLS® 1052943
2
2,739 sq ft
MLS® 1052807

location

lot outline: 551 m² (5,931 sq ft) · PID 005-633-559. from ParcelMap BC; property lines are approximate, a survey is the legal boundary.

Fairfield West, VictoriaGoogle Maps ↗
Drive times
  • Sir James Douglas Elementary2 min
  • Heritage Community College5 min
  • Downtown Victoria6 min
  • Victoria High7 min
  • Royal Jubilee Hospital8 min
  • YYJ airport35 min
75

Walkability 75/100 · Walkable: many errands on foot

Within a 10 minute walk: 1 grocery store, 8 places to eat or drink, 1 cafe, 19 parks and playgrounds, 1 school, 1 pharmacy, 28 transit stops.

mihom score from OpenStreetMap places, by straight line distance.