131 1290 Mitchell Street

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$1,139,000

131 1290 Mitchell Street

Coquitlam · MLS® R3174584

all units at 1290 Mitchell St →

432

1,826 sq ft · Townhouse · Single Family · built 2020 · 12 days on market

listed by Rhiannon Foster, Century 21 In Town Realty

realtor's description

More room to grow, more space to play, and a lifestyle the whole family will love! This spacious 4 bed, 3 bath townhome offers 1,826 sq. ft. designed for real family living. Imagine the kids making friends at the playground, afternoons exploring nearby trails, and family time spent enjoying the outdoor pool. Back home, the open-concept kitchen and living area bring everyone together, while the flexible main-floor space makes working from home a breeze. Enjoy morning coffee on the balcony, cozy evenings by the fireplace, and a spacious primary retreat with a walk-in closet and 5-piece ensuite when you need a little peace and quiet! A generous double garage means plenty of room for bikes, sports gear and all the things that come with family life. With a clubhouse, fitness centre, two outdoor spaces and a welcoming, family-friendly community, this is more than a place to live. It's a place to grow, connect and make memories. Vacant and ready for your next chapter! Sun OH cancelled.

property details

type: Townhouse, Single Family
bedrooms: 4
bathrooms: 3
living area: 1,826 sq ft
parking: 2
year built: 2020
property tax: $4,689 / yr
strata fee: $445 / mo ($0.24 / sq ft)
strata rules: Pets Allowed With Restrictions, Rentals Allowed With Restrictions
days on market: 12
MLS®: R3174584

features

Pets Allowed With Restrictions
Rentals Allowed With Restrictions
All

floor plans

found among the listing photos.

monthly cost

$5,799/mo

Mortgage $4,963 · Tax $391 · Strata $445

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing; strata fee from the listing.

estimated payment

$4,963/ monthly

loan $911,200

25-year amortization

down payment20% · $227,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $577,554
property transfer tax: $20,780; BC general rate
cash to close: $248,580; down + PTT
total paid: $1,488,754

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

rent: $3,110/mo
after all costs: −$3,113/mo
cap rate: 1.9%; yearly net rent ÷ price

Rent / moDown payment %Rate %

Costs: mortgage $4,963 · tax $391 · strata $445 · insurance ~$175 · vacancy 3% · upkeep 5%.

Rent is today's market rent for a 3+ bedroom in Coquitlam: CMHC's average there ($2,627) raised by what new tenants pay against everyone in the Vancouver area, then down 3.5% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca

location

CoquitlamGoogle Maps ↗

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131 1290 Mitchell Street

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$1,139,000