132 Carlton Street

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$475,000

132 Carlton Street

Downtown, St. Catharines · MLS® X13803470

423

House · Single Family · 36 days on market

listed by JAG KAPUR, CENTURY 21 GREEN REALTY INC.

realtor's description

Welcome to this beautifully updated semi-detached home in a convenient St. Catharines location! Recently refreshed and move-in ready, this home features new flooring, fresh paint, and updated kitchen countertops that give the space a clean, modern feel. The air conditioning system has also been upgraded with a newly replaced compressor for added comfort. Offering a practical layout with spacious living areas and a finished basement, this home is an excellent opportunity for first-time buyers, families, or investors. Close to schools, shopping, transit, parks, and other amenities. Don't miss the opportunity to make this well-maintained and recently renovated home your own!

property details

type: House, Single Family
bedrooms: 4
bathrooms: 2
parking: 3
property tax: $2,985 / yr
days on market: 36
MLS®: X13803470

features

Sump Pump
Washer
Refrigerator
Stove
Dryer
Window Coverings

monthly cost

$2,318/mo

Mortgage $2,070 · Tax $249

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$2,070/ monthly

loan $380,000

25-year amortization

down payment20% · $95,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $240,859
cash to close: $95,000; down payment; transfer tax and fees not included
total paid: $620,859

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.