1323 2nd Avenue W

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$299,000

1323 2nd Avenue W

Owen Sound · MLS® X13216842

312

House · Single Family · 148 days on market

listed by MEAGHAN DUNCALF, REAL BROKER ONTARIO LTD.

realtor's description

Welcome to 1323 2nd Avenue W - a home filled with potential, set on a beautiful, mature lot in one of Owen Sound's most convenient locations. This property offers the space and setting to create something truly special, whether you're dreaming of a cozy family home, a peaceful retreat, or an investment for the future.The lot provides plenty of room to relax, garden, or entertain outdoors. Inside, you'll find a home ready to be personalized to your taste and style. Located close to downtown shops, the harbour, parks, and schools, you'll enjoy the ease of small-town living with everything you need just minutes away. In spring of 2025 water line from the road into the house was replaced as well as the drains from the shower and washroom upstairs.

property details

type: House, Single Family
bedrooms: 3
bathrooms: 1
parking: 2
property tax: $2,350 / yr
days on market: 148
MLS®: X13216842

features

Washer
Refrigerator
Stove
Dryer
Freezer
Water Heater

monthly cost

$1,499/mo

Mortgage $1,303 · Tax $196

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$1,303/ monthly

loan $239,200

25-year amortization

down payment20% · $59,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $151,614
cash to close: $59,800; down payment; transfer tax and fees not included
total paid: $390,814

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.