13389 Crestview Drive

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$899,999

13389 Crestview Drive

Surrey · MLS® R3177170

524

2,140 sq ft · 7,281 sq ft lot · House · Single Family · built 1976 · 5 days on market

listed by Inderpal Bains, Century 21 Coastal Realty Ltd.

realtor's description

FIRST TIME BUYER & INVESTOR ALERT! Welcome to this spacious 5-bedroom, 2-bathroom home offering 2,140 sq. ft. of living space on a generous 7,281 sqft R3 lot. The upper level features 3 bedrooms and bright living spaces, while downstairs offers a 2-bedroom suite with a separate entry, an excellent mortgage helper or option for extended family. Enjoy a huge backyard, storage shed and parking for multiple vehicles. Steps from Bolivar Park, playgrounds and trails, with transit just around the corner and Gateway SkyTrain nearby. Close to schools, recreation and everyday amenities. A fantastic opportunity in Bolivar Heights!

property details

type: House, Single Family
bedrooms: 5
bathrooms: 2
living area: 2,140 sq ft
lot: 7,281 sq ft
parking: 4
year built: 1976
property tax: $5,970 / yr
days on market: 5
MLS®: R3177170

features

Washer
Refrigerator
Dishwasher
Stove
Dryer

floor plans

found among the listing photos.

the market here

listed now: 68 days; median for 1891 houses for sale; this one 5 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

property tax by year

year	assessed	est. tax
2026	$1,170,200	$4,011

The listing shows $5,970 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

monthly cost

$4,419/mo

Mortgage $3,921 · Tax $498

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$3,921/ monthly

loan $719,999

25-year amortization

down payment20% · $180,00020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 26, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $456,364
property transfer tax: $16,000; BC general rate
cash to close: $196,000; down + PTT
total paid: $1,176,363

first-time buyernewly builtforeign national

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer. Transfer tax: 1% to $200k, 2% to $2M, 3% to $3M, 5% above. First-time buyers pay nothing on the first $500k for homes up to $835k (phasing out by $860k); newly built homes are exempt up to $1.1M (phasing out by $1.15M). Both need Canadian citizenship or permanent residence and other conditions; the 20% foreign buyer tax applies in Metro Vancouver, the Fraser Valley, the Capital Region, Central Okanagan and Nanaimo.

if you rented it out

suite rent: $2,120/mo
your cost after the suite: $2,643/mo; vs $4,594 without it

Suite rent / moDown payment %Rate %

Costs: mortgage $3,921 · tax $498 · insurance ~$175 · vacancy 3% · upkeep 5%.

Suite rent is today's market rent for a 2-bedroom in Surrey: CMHC's average there ($1,872) raised by what new tenants pay against everyone in the Vancouver area, then down 0.8% with Vancouver's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.

BC rules for landlords

Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
Rent increases are capped once a year at the province's set amount. gov.bc.ca
The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca