135 Spruce Avenue

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$1,872,999

135 Spruce Avenue

South Richvale, Richmond Hill · MLS® N13885492

658

House · Single Family · 14 days on market

listed by BILL MAHEY, RE/MAX REALTY SERVICES INC.

realtor's description

YONGE & 16th *** TOP 5 reasons to BUY THIS BEAUTIFUL PROPERTY (#1) Premium High Demand "SOUTH RICHVALE" neighbourhood surrounded by EXPANSIVE Multi-Million $$$ Mansions (#2) HUGE "CORNER" LOT 77 'FEET WIDE with over 4500 + SQ FEET Above Ground (#3) TOTAL 4 Bedrooms plus 3 FULL Bathrooms on 2nd floor (#4) Living/ Dining/ Family or OFFICE on main floor (#5) 2 WALKOUT Basement units each with their own private Living/ Kitchen/ Bedroom & Bathroom *** TOTAL 6 Bedrooms/ 7 Bathrooms

property details

type: House, Single Family
bedrooms: 6
bathrooms: 5
parking: 8
property tax: $12,050 / yr
days on market: 14
MLS®: N13885492

monthly cost

$9,165/mo

Mortgage $8,160 · Tax $1,004

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$8,160/ monthly

loan $1,498,399

25-year amortization

down payment20% · $374,60020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $949,744
cash to close: $374,600; down payment; transfer tax and fees not included
total paid: $2,448,143

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.