$1,744,000
3908A Ascot Dr
Cedar Hill, Saanich34 days on market
listed by Sotheby's International Realty Canada
MLS® 1050872
1461 Derby Rd
$1,799,000
1461 Derby Rd
Cedar Hill, Saanich · MLS® 1053111
534
3,209 sq ft · 12,764 sq ft lot · House · Single Family · built 1949 · 3 days on market
listed by Arianna Mavrikos, Pemberton Holmes Ltd.
realtor's description
Exceptional family home situated in a fabulous location, neighbouring Cedar Hill Golf Course & Chip Trail. Pride of ownership is evident as you enter this meticulous 5Bed 3Bath 3209 sq/ft home. Thoughtful updates throughout give peace of mind, while a functional layout provides options for your growing family. A heated slate tile entry greets you, while HW floors guide you through the charming LR showcasing a feature Gas FP & picture windows. A large DR & exquisite kitchen boasting Fisher & Paykel apps, Gas range, panelled fridge & quartz counters create the perfect space for entertaining. 2Beds, an updated Bath & laundry room finish the main. Upstairs find a generous primary, home office/den & 2nd Bath. The lower 2Bed 1Bath in-law suite w/radiant in-floor heat, 2 entries, W/D & wine room will surely impress. An incomparable 0.29 acre lot boasts a S facing yard, two-tiered cedar decks, veggie gardens, tranquil orchard & potential for development (garden suite, 2nd home, duplex, or!?).
property details
- type
- House, Single Family
- bedrooms
- 5
- bathrooms
- 3
- living area
- 3,209 sq ft
- lot
- 12,764 sq ft
- parking
- 4
- year built
- 1949
- property tax
- $6,881 / yr
- days on market
- 3
- MLS®
- 1053111
features
- Other
- Golf course/parkland
- Washer
- Refrigerator
- Range - Gas
- Range - Electric
monthly cost
$8,491/mo
Mortgage $7,918 · Tax $573
20% down at 4.44% fixed (Ratehub.ca), 25 years; tax from the listing.
if you rented it out
- suite rent
- $1,860/mo
- your cost after the suite
- $6,955/mo
- vs $8,666 without it
Costs: mortgage $7,918 · tax $573 · insurance ~$175 · vacancy 3% · upkeep 5%.
Suite rent is today's market rent for a 1-bedroom in Saanich: CMHC's average there ($1,594) raised by what new tenants pay against everyone in the Victoria area, then down 1% with Victoria's asking rents, 2025 Q4 → 2026 Q2. (CMHC Rental Market Survey, October 2025; CMHC Rental Market Report 2025, table 6.0 (rents on units that turned over to a new tenant); trend: Statistics Canada.) Houses usually rent for more than apartments. 25-year mortgage; rental purchases need at least 20% down.
BC rules for landlords
- Short-term rentals are limited to the host's principal residence in most communities. gov.bc.ca
- Rent increases are capped once a year at the province's set amount. gov.bc.ca
- The speculation and vacancy tax applies in many areas to homes not lived in or rented out. gov.bc.ca
- Selling within two years of buying can trigger the BC home flipping tax. gov.bc.ca
location
Cedar Hill, SaanichGoogle Maps ↗
schools
Catchment schools, Greater Victoria School District 61
- Elementary Doncaster Elementaryhomes in this catchment
400 m away · 1525 Rowan St, Victoria · 250-595-3611
- Middle Cedar Hill Middlehomes in this catchment
1.3 km away · 3910 Cedar Hill Rd, Victoria · 250-477-6945
- Secondary Reynolds Secondaryhomes in this catchment
1.9 km away · 3963 Borden St, Victoria · 250-479-1696
From the Greater Victoria School District 61's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.
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