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$1,049,000

15580 20 AVENUE

Surrey · MLS® R3148420

3 bed · 2 bath · 1,734 sq ft · 7,704 sq ft lot · 4 parking

House · Single Family · built 1985 · 80 days on market

Listed by Manjit Claire, RE/MAX Real Estate Services

Realtor's description

Welcome to this cozy one-level rancher offering three bedrooms and 2 bathrooms, complete with a private fenced backyard. Situated on a generous 7,700+ sq. ft. lot in a central, family-friendly neighbourhood, this home combines comfort, space, and privacy. Ideally located in South Surrey White Rock, you'll enjoy convenient access to shopping, recreation, schools, and everyday amenities. Ideal for first-time buyers seeking affordability or small families, this property presents an outstanding opportunity to own one of Surrey's centrally located communities.

Property details

Type: House, Single Family
Bedrooms: 3
Bathrooms: 2
Living area: 1,734 sq ft
Lot: 7,704 sq ft
Parking: 4
Year built: 1985
Property tax: $5,115 / yr
Days on market: 80
MLS®: R3148420

Features

Storage Shed

Price check

Above typical for the area (+14%)

2026 assessment: $1,231,300 · asking is -15%
Price per sq ft: $605 vs $532 median for houses in Surrey for sale (1854)
Last sold: $1,405,000 · Apr 12, 2023

An estimate from public BC Assessment records, registered sales and the listings for sale right now, not an appraisal. Condition, renovations, views and lot all move real value.

Property insights

On market 80 days · no price changes so far

The market here

Listed now: 64 days; median for 1908 houses for sale; this one 80 days

Houses in Surrey. Sale prices register 1 to 3 months after a sale closes.

Property tax by year

Year	Assessed	Est. tax
2026	$1,231,300	$4,220

The listing shows $5,115 a year in property tax.

Estimate: the BC Assessment value times Surrey's residential tax rate for that year (Province of BC, local government statistics). Leaves out the home owner grant, parcel taxes and utility charges; the city's tax notice is the real figure.

Monthly cost

$4,997/mo

Mortgage $4,570 · Tax $426

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$4,570/ monthly

loan $839,200

25-year amortization

down payment20% · $209,80020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 9, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $531,918
property transfer tax: $18,980; BC general rate
cash to close: $228,780; down + PTT
total paid: $1,371,118

Estimates only. Rates change daily and lenders qualify at the stress-test rate; first-time-buyer and newly-built PTT exemptions aren't applied. Talk to a mortgage broker before you offer.

Location

Lot outline: 716 m² (7,707 sq ft) · PID 002-593-866. From ParcelMap BC; property lines are approximate, a survey is the legal boundary.

SurreyGoogle Maps ↗

Location

SurreyGoogle Maps ↗

Schools

Catchment schools, Surrey School District 36

Elementary Jessie Lee Elementaryhomes in this catchment
400 m away · 2064 154 St, Surrey · 604-531-8833
Secondary Earl Marriott Secondaryhomes in this catchment
900 m away · 15751 16 Ave, Surrey · 604-531-8354

From the Surrey School District 36's published catchment maps. A catchment gives priority, not a guaranteed seat, and French immersion and choice programs work differently. The district confirms catchment: check with its school locator.

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