157 Church ST

Sault Ste. Marie · MLS® SM262496

1,220 sq ft · House · Multi-family · built 1900 · 44 days on market

listed by Stacey Cleave, Century 21 Choice Realty Inc.

realtor's description

Great opportunity for investors or buyers looking to offset their mortgage with rental income! This duplex features two self contained one bedroom units with separate hydro meters. The main floor unit is currently tenanted at $750/month plus hydro, while the other unit offers the opportunity to occupy or rent out. Comfortable natural gas forced air heating throughout. Conveniently located close to shopping, transit, downtown and many everyday amenities.

property details

type: House, Multi-family
living area: 1,220 sq ft
parking: 0
year built: 1900
property tax: $2,199 / yr
days on market: 44
MLS®: SM262496

features

Bus Route

monthly cost

$967/mo

Mortgage $784 · Tax $183

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment

$784/ monthly

loan $143,920

25-year amortization

down payment20% · $35,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 24, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $91,222
cash to close: $35,980; down payment; transfer tax and fees not included
total paid: $235,142

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.