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164 Lake Street
homes for sale · St. Catharines · Downtown
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$434,900

164 Lake Street

Downtown, St. Catharines · MLS® X13685044

228

House · Multi-family · 68 days on market

listed by Diane Walker, Century 21 Heritage House LTD

realtor's description

Character, Income & Convenience - A Duplex With Personality! Unique character duplex, very well taken care of, with fantastic income potential and plenty of parking, outdoor space and updates! Whether you're looking for an investment property, a mortgage helper, or a comfortable home for the extended family, this one offers flexibility that is hard to find. The upstairs unit is truly one-of-a-kind, blending a cool retro vibe with an art-deco-inspired feel. The bright, modern open-concept layout features a charming pot-belly stove, stylish kitchen and an incredible jacuzzi tub bathroom. A staircase leading to the storage loft adds even more character and visual appeal. Both units have convenient side-door access to the shared laundry and basement. The main-floor unit is equally inviting, featuring a character-filled living room with fireplace, currently being used as a second bedroom, and stained glass windows. The primary bedroom has sliding glass doors onto a large rear deck, creating a wonderful indoor/outdoor living space. Outside, you'll find a fenced yard, front and rear decks, a double garage and three-point parking at the rear - plenty of room for vehicles, tenants and entertaining. Major improvements and features include waterproofed basement, mostly newer windows, renovated units and low-maintenance outdoor spaces. And the location is hard to beat - centrally located with easy access to the highway, shopping and everyday amenities. Live in one unit and rent out the other to help with the mortgage, add this to your investment portfolio, or keep it as a fantastic extended-family setup. The possibilities are yours! Unique character. Multiple income options. Plenty of parking, great location. Just collect the rent!

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property details

type
House, Multi-family
bedrooms
2
bathrooms
2
parking
8
property tax
$3,003 / yr
days on market
68
MLS®
X13685044

features

  • Carpet Free
  • In-Law Suite
  • Water meter
  • Two stoves
  • Two Refrigerators

monthly cost

$2,145/mo
Mortgage $1,895 · Tax $250

20% down at 4.34% fixed (Ratehub.ca), 25 years; tax from the listing.

estimated payment
$1,895/ monthly
loan $347,920
25-year amortization
total interest
$220,525
cash to close
$86,980
down payment; transfer tax and fees not included
total paid
$568,445

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

Keep private notes and ratings on homes you're considering. (email only) and they follow you to every device.

listed by
Diane Walker
Century 21 Heritage House LTD
call Diane · 905-651-4488
Powered by: REALTOR.ca

location

Downtown, St. CatharinesGoogle Maps ↗

location

Downtown, St. CatharinesGoogle Maps ↗
0

Walkability 0/100 · Car needed for most errands

Nothing everyday within a 10 minute walk.

mihom score from OpenStreetMap places, by straight line distance.

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