168 Heritage Dr

1 / 40

$499,900

168 Heritage Dr

Heritage Lakes, St. Albert · MLS® E4512298

1,258 sq ft · House · Single Family · built 1994 · 16 days on market

listed by Brooke Sagert, Sarasota Realty

realtor's description

Pride of ownership shines in this 5-bedroom, 3-bath bi-level in the heart of Heritage Lakes! Steps to schools, multiple parks, & access to Anthony Henday. Offering over 1,250 sqft, this thoughtfully designed home features a welcoming, sun filled living room w/fireplace, spacious dining area, functional kitchen w/pantry & 2 main-floor bedrooms w/full bath. The private upper-level primary retreat offers a WIC & 4-pc ensuite. Downstairs, the fully developed basement boasts large windows, a generous family room w/2nd fireplace, 2 additional bedrooms, full bath & ample storage. Enjoy the outdoor patio, partial updated fencing & attached dbl garage. An impressive list of big-ticket improvements includes 8.55 kW solar, array, radon mitigation, upgraded attic insulation, numerous newer windows, updated appliances, garage door & opener, plus roof replacement. Recent improvements include additional windows (2024) & mudjacking (2026). A beautifully cared for family home offering space, comfort & peace of mind!

property details

type: House, Single Family
bedrooms: 5
bathrooms: 3
living area: 1,258 sq ft
parking: 0
year built: 1994
days on market: 16
MLS®: E4512298

features

See remarks
Washer
Refrigerator
Central Vacuum
Dishwasher
Stove

monthly cost

$2,178/mo

Mortgage $2,178

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$2,178/ monthly

loan $399,920

25-year amortization

down payment20% · $99,98020%+ down: no mortgage insuranceinterest rate4.34%Rates from Ratehub.ca (best 5-year fixed and variable), checked Oct 25, 2026. Semi-annual compounding; your lender's rate may differ.amortizationpayment frequency

total interest: $253,485
land title fees: $1,000; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $100,980; down + land title fees
total paid: $653,405

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.

location

Heritage Lakes, St. AlbertGoogle Maps ↗

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168 Heritage Dr

1 / 40

$499,900

168 Heritage Dr

Heritage Lakes, St. Albert · MLS® E4512298

1,258 sq ft · House · Single Family · built 1994 · 16 days on market

listed by Brooke Sagert, Sarasota Realty

realtor's description

property details

type: House, Single Family
bedrooms: 5
bathrooms: 3
living area: 1,258 sq ft
parking: 0
year built: 1994
days on market: 16
MLS®: E4512298

features

See remarks
Washer
Refrigerator
Central Vacuum
Dishwasher
Stove

city assessment

$411,000

2025 assessment · market value as of July 1, 2024

Asking price is 22% above the assessment
Built 1994
Lot 402 m² (4,331 sq ft)

From City of St. Albert open data (property information), matched to 168 Heritage Dr. A mass appraisal of market value, not an appraisal of this home; a new build may be assessed before it was finished.

property tax

about $4,602 a year

The 2025 assessment times St. Albert's 2026 residential rate of 11.20 per $1,000 (municipal and education).

Estimate from Alberta Municipal Affairs mill rates. Leaves out local improvement levies and utilities; the municipality's tax notice is the real figure.

monthly cost

$2,178/mo

Mortgage $2,178

20% down at 4.34% fixed (Ratehub.ca), 25 years.

estimated payment

$2,178/ monthly

loan $399,920

25-year amortization

total interest: $253,485
land title fees: $1,000; transfer + mortgage registration; Alberta has no transfer tax
cash to close: $100,980; down + land title fees
total paid: $653,405

Estimates only. Rates change daily and lenders qualify at the stress-test rate. Talk to a mortgage broker before you offer.